الاسم القانوني للشركةAFT AU Pty Ltd · AFT EU B.V. · AFT HK Treasury Limited · AFT US Capital LLC
سنة التأسيس—
المقر الرئيسي / دولة التسجيلSingapore
الموقع الإلكترونيaspireapp.com/en-au/
آخر تحقق09.10.2026
According to its official website, Aspire is a platform offering founders and growing companies business accounts, corporate cards and finance management tools; the site states that it serves more than 50,000 founders through its global hubs and features press coverage presenting the brand as a Singapore-based fintech. In Australia the products are issued by Sydney-based AFT AU Pty Ltd (ABN 64 670 972 997, AFSL 554582), part of the Aspire Group, which provides the multi-currency account, the Aspire Card, domestic and international payouts and FX conversion. The site highlights free local payments, holding balances in 13 currencies, corporate cards with uncapped 1% cashback on FX spend, QuickBooks and Xero integrations, expense and budget management and a fully online application; the Australian pricing page shows a monthly fee of USD 0. Other group entities include AFT EU B.V., an electronic money institution authorised by DNB in the Netherlands, AFT HK Limited and the SFC-licensed AFT HK Treasury Limited in Hong Kong, AFT US Capital LLC, an SEC-registered investment adviser in the United States, and AFT SG 2 Pte Ltd in Singapore; Aspire FT Pte. Ltd. in Singapore states that it holds a temporary exemption, not a licence, from the MAS for payment services. This information is the company's own statement.
تفاصيل الحساب
أنواع الحساباتBusiness accounts
الحد الأدنى للإيداعNot stated
المنصاتAspire web platform · Mobile app
المنتجاتMulti-currency business account · Aspire Card (corporate card) · Domestic and international payouts · FX conversion · Expense, budget and receivables management
التراخيص والرقابة
ASIC (Australia)
رقم الترخيصAFSL 554582
حامل الترخيصAFT AU PTY LTD
النطاقAFS licence held since 6 Jan 2025. According to ASIC's record, it is authorised to provide general advice on and deal in foreign exchange contracts and non-cash payment products, and to make a market in foreign exchange contracts, for retail and wholesale clients.
الحالةموثّق
DNB (Netherlands)
رقم الترخيصR197650
حامل الترخيصAFT EU B.V.
النطاقListed in the DNB public register as an electronic money institution (PSD2 – Wft 2:10a); e-money issuance and payment service activities since 17 Sep 2025, cross-border services notified for the EEA since 1 Aug 2026.
الحالةموثّق
SFC (Hong Kong)
رقم الترخيصBWA638
حامل الترخيصAFT HK Treasury Limited
النطاقLicensed corporation in the SFC public register: Type 1 (dealing in securities), Type 4 (advising on securities) and Type 9 (asset management) active since 20 Oct 2025.
الحالةموثّق
SEC (United States)
رقم الترخيصSEC 801-134095 · CRD 335448
حامل الترخيصAFT US Capital LLC
النطاقApproved in the SEC IAPD register as an SEC-registered investment adviser; effective 20 Aug 2025, based in San Francisco, status active.
الحالةموثّق
شكاوى المستخدمين
تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.
الفترة المراجَعة: يوليو 2023 – أكتوبر 2026
السحب والمدفوعات: 18
حظر الحسابات وتجميدها: 13
الرسوم والعمولات: 5
دعم العملاء: 3
المعاملات غير المصرّح بها: 2
القروض وبطاقات الائتمان: 1
أخرى: 1
متوسط — مستوى الشكاوى
تلقّت 49% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.
حسب الموضوع — السحب والمدفوعات: مرتفع · حظر الحسابات وتجميدها: مرتفع · الرسوم والعمولات: مرتفع جدًا · دعم العملاء: متوسط · المعاملات غير المصرّح بها: مرتفع جدًا · القروض وبطاقات الائتمان: مرتفع · أخرى: منخفض
The complaint distribution is based on the 1-star reviews on Aspire's Trustpilot page (43) as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the Aspire name are left out. Across the complaints, held or missing incoming and outgoing transfers, account applications rejected without explanation and balances held after account closures stand out.
المصادر وسجل التحقق
المصادر الرسمية للشركةaspireapp.com — en-au homepage, About, Pricing, Financial Services Guide; en-sg, en-hk, en-nl and en-us footer disclosures
سجلات الجهة الرقابيةASIC — AFT AU PTY LTD, AFSL 554582 (AFS licensee dataset, data.gov.au, 7 Oct 2026) · DNB — AFT EU B.V., R197650 (dnb.nl) · SFC — AFT HK Treasury Limited, BWA638 (apps.sfc.hk) · SEC — AFT US Capital LLC, 801-134095 (adviserinfo.sec.gov)
السجل التجاريABN 64 670 972 997 (ABN Lookup)
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
ForexQ.com
