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Aspora

مؤسسة دفع · دولي

عن الشركة

الاسم القانوني للشركةAspora Money Services Limited · Real Transfer Limited · Nesse Technologies Inc · Vance Money Services LLC
سنة التأسيس—
المقر الرئيسي / دولة التسجيلNot stated
الموقع الإلكترونيwww.aspora.com
آخر تحقق15.10.2026

According to its official website, Aspora, formerly known as Vance, is a finance app for non-resident Indians (NRIs) that offers fast money transfers to India, NRE/NRO account opening and gold investment; the website says it has more than 1 million users and has transferred over USD 2 billion. In the United Kingdom, services are provided by Real Transfer Limited (FRN 535949), regulated by the FCA as an Authorised Payment Institution. The website also says that in Canada Nesse Technologies Inc is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider, that in the US Vance Money Services LLC works with a partner bank as a FinCEN-registered money services business, and that payment services in the UAE are provided through Lulu International Exchange LLC, regulated by the Central Bank of the UAE. According to the company's UAE client disclosure, the DIFC-incorporated Aspora Money Services Limited provides UAE-to-India remittances under a restricted DFSA Innovation Testing Licence (F008914, 28 Jan 2026); under the conditions in the DFSA register, the licence is for testing only, testing is capped at set client numbers and limited to UAE residents, and normal client protections may not apply. This information is the company's own statement.

تفاصيل الحساب

أنواع الحساباتIndividual
الحد الأدنى للإيداعNot stated
المنصاتAspora mobile app
المنتجاتMoney transfers to India · NRE/NRO account opening · Gold investment

التراخيص والرقابة

DFSA (الإمارات العربية المتحدة (دبي))

رقم الترخيصF008914
حامل الترخيصAspora Money Services Limited
النطاقListed in the DFSA register as a DIFC company, licensed 28 Jan 2026; endorsed to serve retail clients and hold client assets; authorised for providing money services, advising or arranging on money services, arranging deals in investments and arranging custody.
الحالةموثّق

FCA (المملكة المتحدة)

رقم الترخيصFRN 535949
حامل الترخيصReal Transfer Limited
النطاقListed in the FCA register as an Authorised Payment Institution under Real Transfer Limited (FRN 535949); payment institution status since 23 Mar 2018.
الحالةموثّق

شكاوى المستخدمين

تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.

الفترة المراجَعة: ديسمبر 2025 – أكتوبر 2026

  • السحب والمدفوعات: 62
  • أخرى: 18
  • الرسوم والعمولات: 5
  • دعم العملاء: 2

مرتفع — مستوى الشكاوى

تلقّت 28% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.

حسب الموضوع — السحب والمدفوعات: مرتفع جدًا · أخرى: مرتفع جدًا · الرسوم والعمولات: مرتفع · دعم العملاء: متوسط

المصادر المراجَعة

The complaint distribution is based on the latest 1-star reviews on Aspora's Trustpilot page (87) records as of 15 October 2026; one person's reviews count once, and records about fake sites and third parties using the Aspora name are left out. Across the complaints, transfers taking hours or days or never reaching the recipient, slow refunds of failed transactions and unpaid referral and promotion rewards stand out.

المصادر وسجل التحقق

المصادر الرسمية للشركةaspora.com — homepage, About us, UAE page, Terms of Use, UAE Client Disclosure Statement pages, footer
سجلات الجهة الرقابيةDFSA — Aspora Money Services Limited, F008914 (dfsa.ae) · FCA — Real Transfer Limited, FRN 535949 (register.fca.org.uk)
السجل التجاريCompanies House — REAL TRANSFER LIMITED, company no NI065249, incorporated 15 Jun 2007
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
آخر تحقق15.10.2026

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