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عن الشركة

الاسم القانوني للشركةSystem Pay Services Ltd · System Pay Services (Malta) Ltd · System Pay Services (US), Inc. · BVNK Services Limited
سنة التأسيس2021
المقر الرئيسي / دولة التسجيلLondon, United Kingdom
الموقع الإلكترونيwww.bvnk.com
آخر تحقق08.10.2026

According to its official website, BVNK is a payments company founded in 2021 and now part of Mastercard that provides businesses with infrastructure for stablecoin payments. Through its API it offers fintechs, marketplaces, global payroll providers, brokerages and digital-asset businesses services such as sending stablecoins from a fiat balance, accepting stablecoin payments with settlement in fiat, stablecoin and fiat wallets for their customers and virtual cards linked to stablecoin balances; it says it serves more than 130 countries. The site states that in the United Kingdom fiat services are provided by System Pay Services Ltd, an FCA-authorised electronic money institution (FRN 901057), that System Pay Services (Malta) Ltd is authorised by the MFSA as an electronic money institution and as a crypto-asset service provider under MiCA, and that in the US System Pay Services (US), Inc. is registered with FinCEN as a money services business and holds money transmitter licences in various states. It says it is not a bank and that crypto-assets are not regulated by the FCA in the UK. This information is the company's own statement.

تفاصيل الحساب

أنواع الحساباتBusinesses and platforms only
الحد الأدنى للإيداعNot stated
المنصاتBVNK API
المنتجاتSending and receiving stablecoin payments · Settlement in fiat · Stablecoin and fiat wallets for customers · Virtual cards linked to stablecoin balances · Virtual accounts

التراخيص والرقابة

FCA (المملكة المتحدة)

رقم الترخيصFRN 901057
حامل الترخيصSYSTEM PAY SERVICES LTD
النطاقListed in the FCA register as an Authorised Electronic Money Institution under SYSTEM PAY SERVICES LTD (FRN 901057) since 6 Nov 2020.
الحالةموثّق

MFSA (مالطا)

رقم الترخيصLEI 984500640Z8ADE893D04
حامل الترخيصSystem Pay Services (Malta) Limited
النطاقListed in ESMA's MiCA register of crypto-asset service providers (CASP), authorised by the Malta Financial Services Authority since 13 Feb 2026 (trading as BVNK); custody, crypto exchange, order execution and transfer services, passported to EEA countries.
الحالةموثّق

شكاوى المستخدمين

تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.

الفترة المراجَعة: يناير 2024 – أكتوبر 2026

  • السحب والمدفوعات: 3
  • حظر الحسابات وتجميدها: 1
  • دعم العملاء: 1

منخفض — مستوى الشكاوى

تلقّت 73% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.

حسب الموضوع — السحب والمدفوعات: متوسط · حظر الحسابات وتجميدها: منخفض · دعم العملاء: منخفض

المصادر المراجَعة

The complaint distribution is based on the 1-star reviews on BVNK's Trustpilot page (5) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the BVNK name are left out. Across the complaints, withdrawals and transfers not processed or blocked, cancelled onboarding and no access to live support stand out.

المصادر وسجل التحقق

المصادر الرسمية للشركةbvnk.com — homepage, About us page, licences article in the help centre (updated 17 Aug 2026)
سجلات الجهة الرقابيةFCA — SYSTEM PAY SERVICES LTD, FRN 901057 (register.fca.org.uk) · MFSA — System Pay Services (Malta) Limited, MiCA crypto-asset service provider, LEI 984500640Z8ADE893D04 (ESMA MiCA register, esma.europa.eu)
السجل التجاريCompanies House — SYSTEM PAY SERVICES LTD, company no 11621763, incorporated 14 Oct 2018
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
آخر تحقق08.10.2026

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