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Discovery Bank

بنك · جنوب أفريقيا

عن الشركة

الاسم القانوني للشركةDiscovery Bank Limited
سنة التأسيس2019
المقر الرئيسي / دولة التسجيلSandton, Johannesburg, South Africa
الموقع الإلكترونيwww.discovery.co.za/bank
آخر تحقق10.10.2026

According to its official website, Discovery Bank is the banking arm of the Discovery group, known in South Africa for health insurance, life insurance, investments and wellness programmes. The group was founded in 1992, listed on the JSE in 1999 and launched Discovery Bank in 2019. The bank operates as Discovery Bank Limited (registration no. 2015/408745/06) from 1 Discovery Place in Sandton; the site states that it is an FSCA-authorised financial services provider (FSP 48657) and a registered credit provider (NCRCP9997). Discovery Bank applies a shared-value banking model in which clients' financial behaviour is rewarded through the Vitality Money programme and interest rates improve accordingly. Its products include banking suites combining a transaction account and a credit card, credit cards, transaction accounts with bundled or pay-as-you-transact fees, real-time forex accounts in British pounds, euros and US dollars, demand, notice, tax-free and fixed deposit savings accounts, the fee-free digital Ðiscovery Account, home loans, a revolving credit facility and personal loans. Banking runs through the mobile app and online banking; Ðiscovery Miles rewards, travel benefits and prepaid products are offered. Through partners the site also gives access to crypto asset trading with Luno and investing with EasyEquities. This information is the company's own statement.

تفاصيل الحساب

أنواع الحساباتBanking suites · Credit cards · Transaction accounts · Real-time forex accounts (GBP, EUR, USD) · Savings accounts · Ðiscovery Account
الحد الأدنى للإيداعNot stated
المنصاتDiscovery Bank app · Online banking
المنتجاتTransaction accounts · Credit cards · Home loans · Revolving credit facility · Personal loans · Forex accounts · Savings accounts · Vitality Money and Ðiscovery Miles rewards

التراخيص والرقابة

FSCA (South Africa)

رقم الترخيصFSP 48657
حامل الترخيصDiscovery Bank Limited
النطاقListed in the FSCA register as an authorised (Authorized) financial services provider under Discovery Bank Limited (FSP 48657); authorised since 10 Oct 2017; approved product classes: shares, bonds, money market instruments, collective investment schemes, deposit products and insurance products.
الحالةموثّق

شكاوى المستخدمين

تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.

الفترة المراجَعة: يوليو 2024 – أكتوبر 2026

  • القروض وبطاقات الائتمان: 3
  • حظر الحسابات وتجميدها: 2
  • دعم العملاء: 1
  • السحب والمدفوعات: 1

منخفض — مستوى الشكاوى

تلقّت 68% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.

حسب الموضوع — القروض وبطاقات الائتمان: مرتفع · حظر الحسابات وتجميدها: منخفض · دعم العملاء: منخفض · السحب والمدفوعات: منخفض

المصادر المراجَعة

The complaint distribution is based on the Discovery Bank-related reviews among the latest 1-star reviews on Discovery's Trustpilot page (7) as of 10 October 2026; one person's reviews count once, and records about fake sites and third parties using the Discovery name are left out. Across the complaints, alleged fees on card accounts clients asked to close, declined cards and unresponsive customer service stand out.

المصادر وسجل التحقق

المصادر الرسمية للشركةdiscovery.co.za — Discovery Bank accounts (bank/accounts), Legal & Disclosures (bank/legal), shared-value banking, Discovery about and history (corporate/our-business) pages
سجلات الجهة الرقابيةFSCA — Discovery Bank Limited, FSP 48657 (fsca.co.za)
السجل التجاريCIPC (Companies and Intellectual Property Commission) — Discovery Bank Limited, 2015/408745/06
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
آخر تحقق10.10.2026

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