According to its official website, First Option Bank is a 100% member-owned Australian bank; it describes serving its members rather than profit-seeking shareholders as its priority and states that it follows the Customer Owned Banking Code of Practice. Membership is open to categories such as employees of businesses in the recreation services, energy, telecommunications or manufacturing industries, family members of existing members and persons approved by the board. It offers everyday banking accounts, high interest savings accounts, term deposits from 3 to 24 months, kids, 55+ and SMSF accounts, business accounts, a low-rate credit card, home, car and personal loans and travel services; accounts are managed through internet banking and the mobile app. The site states that eligible deposits are government guaranteed up to AUD 250,000; its registered address is in Melbourne. This information is the company's own statement.
تفاصيل الحساب
أنواع الحساباتEveryday banking account · High interest savings account · Term deposit · Kids account · 55+ account · SMSF account · Business account (Business Balance Riser)
الحد الأدنى للإيداع1,000 AUD (term deposit)
المنصاتInternet banking · Mobile app
المنتجاتDeposit and savings accounts · Term deposits · Credit card · Home loans · Car and personal loans · Business banking · Travel services
التراخيص والرقابة
ASIC (Australia)
رقم الترخيصAFSL 236509
حامل الترخيصFIRST OPTION BANK LTD
النطاقAFS licence held since 2 Jan 2004. The ASIC dataset does not include the condition text for this licence.
الحالةموثّق
المصادر وسجل التحقق
المصادر الرسمية للشركةfirstoptionbank.com.au — homepage, About us, Term Deposits pages, site menu, footer (legal information)
سجلات الجهة الرقابيةASIC — FIRST OPTION BANK LTD, AFSL 236509 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
السجل التجاريABN 95 087 650 735 (ABN Lookup)
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
ForexQ.com
