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According to its official website, HY10 is a finance and lifestyle service for ultra-high-net-worth (UHNW) individuals provided by HY10 Global LTD. Members are offered unlimited multi-currency accounts with IBANs in major currencies including GBP, EUR and USD, international transfers at competitive rates, a steel card on Visa Infinite and companion cards with spending limits for family or assistants, delegated account access for advisers and assistants (Inner Circle), Apple Pay and Google Pay support and 24/7 personal support; membership is by application. The site says HY10 Global LTD is authorised by the FCA under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN 1004355) and is a Visa principal member; it adds that e-money products are not covered by the FSCS, that funds are safeguarded under the regulations, that services are directed only at persons in the United Kingdom and that unregulated services such as concierge are provided by HY10 Lifestyle LTD. The address is 16-17 Little Portland Street, London W1W 8BP. According to Companies House the company was incorporated in 2023. This information is the company's own statement.