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عن الشركة

الاسم القانوني للشركةSafenetpay Services Company Ltd · Safenetpay ApS
سنة التأسيس2016
المقر الرئيسي / دولة التسجيلLondon, United Kingdom
الموقع الإلكترونيmoneff.com
آخر تحقق08.10.2026

According to its official website, Moneff is a registered trademark of Safenetpay Services Company Ltd and offers individuals and businesses a multi-currency account opened online. The account can hold GBP, EUR, USD, DKK, NOK, SEK and CHF; it comes with a free Mastercard debit card with up to 2% cashback on card spending (up to £50), international transfers to more than 190 countries in 145 currencies, instant payments across Scandinavia and business cards. On the "Hello, Europe!" tariff for residents of the UK, the EEA and Switzerland, account opening and the monthly fee are free and local outgoing GBP and EUR payments are free up to set limits; the service is used through mobile and web apps. The site states that Safenetpay Services Company Ltd in London is authorised by the FCA as an electronic money institution (FRN 927601) and issues the debit cards, and that Safenetpay ApS in Copenhagen is authorised by the Danish Financial Supervisory Authority as an electronic money institution (FTID 40510). According to notices from Austria's FMA, the Danish authority revoked Safenetpay ApS's licence in 2023 and, after the company's appeal, the case was sent back to the authority for renewed review in 2024. According to Companies House the company was incorporated in 2016. This information is the company's own statement.

تفاصيل الحساب

أنواع الحساباتPersonal and business accounts (UK, EEA and Swiss residents)
الحد الأدنى للإيداعNot stated
المنصاتMobile app · Web app
المنتجاتMulti-currency account (GBP, EUR, USD, DKK, NOK, SEK, CHF) · Mastercard debit card with up to 2% cashback · Transfers to more than 190 countries · Instant payments across Scandinavia · Business cards

التراخيص والرقابة

FCA (United Kingdom)

رقم الترخيصFRN 927601
حامل الترخيصSafeNetPay Services Company Limited
النطاقListed in the FCA register as an Authorised Electronic Money Institution under SafeNetPay Services Company Limited (FRN 927601) since 17 Aug 2020.
الحالةموثّق

شكاوى المستخدمين

تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.

الفترة المراجَعة: فبراير 2023 – أكتوبر 2026

  • حظر الحسابات وتجميدها: 4

منخفض — مستوى الشكاوى

تلقّت 76% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.

حسب الموضوع — حظر الحسابات وتجميدها: متوسط

المصادر المراجَعة

The complaint distribution is based on the 1-star reviews on the Moneff (3) and Safenetpay (1) Trustpilot pages as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Moneff name are left out. Across the complaints, drawn-out or rejected account applications and allegations that funds were held in closed or restricted accounts stand out.

المصادر وسجل التحقق

المصادر الرسمية للشركةmoneff.com (safenetpay.com redirects here) — homepage, pricing section, legal disclosure in the footer
سجلات الجهة الرقابيةFCA — SafeNetPay Services Company Limited, FRN 927601 (register.fca.org.uk) · Austrian FMA notices — Safenetpay ApS licence status (fma.gv.at)
السجل التجاريCompanies House — SAFENETPAY SERVICES COMPANY LTD, company no 10259575, incorporated 1 Jul 2016
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
آخر تحقق08.10.2026

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