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عن الشركة

الاسم القانوني للشركةSettleGo Solutions Limited · OpenPayd Financial Services Malta Limited · OP Digital Services Limited · OpenPayd Canada, Inc.
سنة التأسيس—
المقر الرئيسي / دولة التسجيلLondon, United Kingdom
الموقع الإلكترونيwww.openpayd.com
آخر تحقق08.10.2026

According to its official website, OpenPayd is a financial infrastructure provider offering businesses accounts, payments, foreign exchange and digital-asset services through a single API. It targets corporate clients such as fintechs, forex and online brokerages, digital-asset businesses, remittance, marketplace, insurtech, payroll and iGaming platforms; it offers an unlimited number of virtual IBANs, multi-currency and corporate accounts, payment acceptance and payouts, pay-by-bank via open banking, FX and treasury, stablecoin services and on/off ramps between fiat and digital assets, and says it processes over $300 billion a year. The site states that account, payment, virtual IBAN and FX services are provided by SettleGo Solutions Limited in London (trading as OpenPayd), an FCA-authorised electronic money institution (FRN 900483), and in Malta by OpenPayd Financial Services Malta Limited, authorised by the MFSA as a financial institution; digital-asset services are provided by MFSA-authorised OP Digital Services Limited, and OpenPayd Canada, Inc. is registered with FINTRAC as a money services business. Information on digital assets is said to be directed only at persons outside the United Kingdom with professional experience in this field. This information is the company's own statement.

تفاصيل الحساب

أنواع الحساباتBusinesses and platforms only
الحد الأدنى للإيداعNot stated
المنصاتOpenPayd API · Sandbox test environment
المنتجاتVirtual IBANs · Multi-currency and corporate accounts · Payment acceptance and payouts · Open banking · Foreign exchange · Stablecoins and crypto on/off ramp

التراخيص والرقابة

FCA (United Kingdom)

رقم الترخيصFRN 900483
حامل الترخيصSETTLEGO SOLUTIONS LIMITED
النطاقListed in the FCA register as an Authorised Electronic Money Institution under SETTLEGO SOLUTIONS LIMITED (FRN 900483) since 17 May 2018.
الحالةموثّق

MFSA (Malta)

رقم الترخيصLEI 213800ZWEHNKOCS3AC78
حامل الترخيصOP Digital Services Limited
النطاقListed in ESMA's MiCA register of crypto-asset service providers (CASP), authorised by the Malta Financial Services Authority since 23 Jun 2026 (trading as OP Digital); custody, crypto exchange, order execution and transfer services, passported to EEA countries.
الحالةموثّق

شكاوى المستخدمين

تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.

الفترة المراجَعة: فبراير 2021 – أكتوبر 2026

  • السحب والمدفوعات: 3
  • حظر الحسابات وتجميدها: 2
  • دعم العملاء: 2

منخفض — مستوى الشكاوى

تلقّت 68% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.

حسب الموضوع — السحب والمدفوعات: متوسط · حظر الحسابات وتجميدها: منخفض · دعم العملاء: متوسط

المصادر المراجَعة

The complaint distribution is based on the 1-star reviews on OpenPayd's Trustpilot page (7) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the OpenPayd name are left out. Across the complaints, transfers that never reached the recipient or were rejected, allegations that balances were held after accounts were closed, and unanswered support requests stand out.

المصادر وسجل التحقق

المصادر الرسمية للشركةopenpayd.com — homepage, product menu, legal disclosure in the footer
سجلات الجهة الرقابيةFCA — SETTLEGO SOLUTIONS LIMITED, FRN 900483 (register.fca.org.uk) · MFSA — OP Digital Services Limited, MiCA crypto-asset service provider, LEI 213800ZWEHNKOCS3AC78 (ESMA MiCA register, esma.europa.eu)
السجل التجاريCompanies House — SETTLEGO SOLUTIONS LIMITED, company no 09570221, incorporated 30 Apr 2015
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
آخر تحقق08.10.2026

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