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Pay.com

مؤسسة دفع · قبرص

عن الشركة

الاسم القانوني للشركةPaycomcy Limited
سنة التأسيس—
المقر الرئيسي / دولة التسجيلLimassol, Cyprus
الموقع الإلكترونيpay.com/
آخر تحقق09.10.2026

According to its official website, Pay.com is a payment orchestration and acquiring platform that lets businesses optimise, route and manage their global payments from a single platform; it combines a payment gateway, acquiring, intelligent routing, recovery of failed transactions, network tokenisation, fraud and dispute management, reconciliation and treasury tools. The company states that it is a licensed acquirer and principal member and that it also connects to third-party acquirers, banks and alternative payment method providers; it serves sectors such as iGaming and sports betting, e-commerce, digital media, SaaS, travel, crypto and investment platforms. It has offices in Limassol, London and Miami. According to the site's regulatory information, the Pay.com Group includes PAYCOMCY LIMITED (HE 408974, licence 115.1.2.42), a payment institution licensed by the Central Bank of Cyprus, the unlicensed technology provider Pay Technologies (CY) Limited, and Pay.com US, Inc. (an ISO sponsored by a US bank) and Mr. Merchant Pay, Inc., which are not licensed payment institutions in the US. According to the Central Bank of Cyprus register, Paycomcy Limited was granted an electronic money institution licence (115.1.3.95) on 24 June 2026; until that licence is activated, the company operates under its payment institution licence. This information is the company's own statement.

تفاصيل الحساب

أنواع الحساباتMerchants (SMB and enterprise)
الحد الأدنى للإيداعNot stated
المنصاتPay.com dashboard · APIs and SDKs · Embedded checkout
المنتجاتPayment gateway · Card acquiring · Payment routing and orchestration · Fraud and dispute management · Reconciliation and treasury · Payouts

التراخيص والرقابة

CBC (جمهورية قبرص)

رقم الترخيص115.1.2.42
حامل الترخيصPaycomcy Limited
النطاقListed in the Central Bank of Cyprus register as an authorised payment institution under Paycomcy Limited (115.1.2.42). Original licence 19 May 2022, operations permit 4 Jul 2022; covers issuing/acquiring of payment instruments (5).
الحالةموثّق

CBC (جمهورية قبرص)

رقم الترخيص115.1.3.95
حامل الترخيصPaycomcy Limited
النطاقListed in the Central Bank of Cyprus register as an electronic money institution under Paycomcy Limited (115.1.3.95). EMI licence date 24 Jun 2026; per the register it operates under its payment institution licence until the EMI licence is activated.
الحالةموثّق

شكاوى المستخدمين

تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.

الفترة المراجَعة: نوفمبر 2023 – أكتوبر 2026

  • حظر الحسابات وتجميدها: 1
  • الرسوم والعمولات: 1

منخفض جدًا — مستوى الشكاوى

تلقّت 82% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.

حسب الموضوع — حظر الحسابات وتجميدها: منخفض · الرسوم والعمولات: مرتفع

المصادر المراجَعة

The complaint distribution is based on the 1-star reviews on Pay.com's Trustpilot page (2) records as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the Pay.com name are left out. Across the complaints, an application declined without reasons with an allegation of frozen funds, and non-transparent pricing stand out.

المصادر وسجل التحقق

المصادر الرسمية للشركةpay.com — homepage, About Us page, regulatory information in the footer
سجلات الجهة الرقابيةCentral Bank of Cyprus — Paycomcy Limited, 115.1.2.42 and 115.1.3.95 (centralbank.cy)
السجل التجاريCyprus Registrar of Companies — Paycomcy Limited, HE 408974
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
آخر تحقق09.10.2026

تقديم شكوى