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According to its official website, PEXA UK is the UK digital property transaction and completion platform of Australian-founded PEXA. The platform brings lenders and conveyancing law firms together in a shared digital environment, automates financial settlement and handles title registration. The site states that PEXA is the only platform that executes both payment and title lodgement through integrations with the Bank of England and HM Land Registry, that it is API-enabled and that it has processed over GBP 300 million in remortgages; the service started with remortgages and has expanded to sales and purchases. Its clients are lenders and law firms; it does not offer accounts directly to individuals. Optima Legal, Smoove, Amity Law and Legal Eye are brands of the PEXA UK group. The service is provided by Leeds-based Digital Completion UK Ltd (trading as PEXA, FRN 1013734), authorised by the FCA as a payment institution; the company is also registered with HMRC as a Money Service Business. This information is the company's own statement.