المقر الرئيسي / دولة التسجيلLondon, United Kingdom
الموقع الإلكترونيwithplum.com
آخر تحقق08.10.2026
According to its official website, Plum is a mobile app that makes saving and investing easier for individual users. It offers automated saving rules, an easy access savings account provided by Lloyds Bank, a Cash ISA, a 95-day notice account, a Lifetime ISA, the Plum Interest money market fund, a Stocks and Shares ISA with 3,000 stocks and more than 25 funds, and pensions; the Stocks and Shares ISA can be opened with a first £1. According to the footer, e-money services are provided by Modulr FS Limited or Plum Fintech Payments Limited depending on when the account was opened; Plum Fintech Payments Limited is authorised by the FCA as an electronic money institution (FRN 1023776), and from October 2026 new accounts are opened directly with this company. Investment and credit broking is carried out by FCA-authorised Saveable Limited (FRN 739214); Plum Fintech Limited is registered with the FCA as an account information service provider (FRN 836158). In the EU, Plum Money CY Limited in Cyprus serves clients under a CySEC licence (407/21). The group's Cyprus entity Plum Fintech CY Limited is listed in the Central Bank of Cyprus register as an account information service provider (AISP). This information is the company's own statement.
تفاصيل الحساب
أنواع الحساباتIndividual customers · Subscription plans
الحد الأدنى للإيداع1 GBP (Stocks and Shares ISA)
المنصاتiOS and Android app
المنتجاتAutomated saving · Easy access savings account · Cash ISA · Lifetime ISA · Stocks and Shares ISA · Money market fund · Pension
التراخيص والرقابة
FCA (United Kingdom)
رقم الترخيصFRN 1023776
حامل الترخيصPLUM FINTECH PAYMENTS LIMITED
النطاقListed in the FCA register as an Authorised Electronic Money Institution under PLUM FINTECH PAYMENTS LIMITED (FRN 1023776) since 27 Nov 2025.
الحالةموثّق
FCA (United Kingdom)
رقم الترخيصFRN 739214
حامل الترخيصSaveable Limited
النطاقListed in the FCA register under Saveable Limited (FRN 739214); status Authorised since 2 Mar 2017. It holds permissions for arranging and dealing in investments as agent, safeguarding assets and credit broking.
الحالةموثّق
CySEC (Cyprus)
رقم الترخيص407/21
حامل الترخيصPlum Money CY Limited
النطاقCyprus Investment Firm licence in the CySEC register under Plum Money CY Limited (407/21); licence date 2 Nov 2021. The site says this company serves clients in the EU.
الحالةموثّق
CBC (Republic of Cyprus)
رقم الترخيص115.1.2.40
حامل الترخيصPlum Fintech CY Limited
النطاقListed in the Central Bank of Cyprus payment institutions register under Plum Fintech CY Limited as an account information service provider (AISP) only (115.1.2.40).
الحالةموثّق
شكاوى المستخدمين
تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.
الفترة المراجَعة: ديسمبر 2025 – أكتوبر 2026
السحب والمدفوعات: 60
أخرى: 13
دعم العملاء: 11
حظر الحسابات وتجميدها: 9
الرسوم والعمولات: 2
المعاملات غير المصرّح بها: 2
مرتفع جدًا — مستوى الشكاوى
تلقّت 6% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.
The complaint distribution is based on the latest 1-star reviews on the Plum Trustpilot page (97) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Plum name are left out. Across the complaints, delayed or missing withdrawals, ISA/LISA transfers and sale proceeds, restricted accounts and difficulty reaching a human agent stand out.
المصادر وسجل التحقق
المصادر الرسمية للشركةwithplum.com — UK homepage and footer (LOCALE_OVERRIDE=en-gb), fr-fr homepage and footer (EU entities); App Store app (seller Plum Fintech Limited)
سجلات الجهة الرقابيةFCA — PLUM FINTECH PAYMENTS LIMITED, FRN 1023776 · FCA — Saveable Limited, FRN 739214 (register.fca.org.uk) · CySEC — Plum Money CY Limited, licence 407/21 (cysec.gov.cy) · Central Bank of Cyprus — Plum Fintech CY Limited, 115.1.2.40 (centralbank.cy)
السجل التجاريCompanies House — PLUM FINTECH PAYMENTS LIMITED, company no 15660845, incorporated 19 Apr 2024
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX