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Scottish Building Society

بنك · المملكة المتحدة

عن الشركة

الاسم القانوني للشركةScottish Building Society
سنة التأسيس1848
المقر الرئيسي / دولة التسجيلEdinburgh, United Kingdom
الموقع الإلكترونيwww.scottishbs.co.uk
آخر تحقق08.10.2026

According to its official website, Scottish Building Society was founded in 1848 as the Edinburgh Property Investment Company and describes itself as the oldest remaining building society in the world. It says it is a mutual society owned by and run for its members, whose principal purpose is to help people buy homes with funds raised from members' savings, and it offers its products primarily to members resident in Scotland. It is based in Edinburgh and serves customers through its Relationship Centres. It offers instant access accounts, fixed rate savings bonds, cash and Junior ISAs, online accounts and a Client Account Online for professionals; its mortgage range covers residential, remortgage, professional and retirement interest-only mortgages. Accounts are managed through SBS Online; the Instant Access Saver can be opened with GBP 1. According to the Bank of England list and the FCA register, it is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible deposits are protected by the FSCS up to GBP 120,000. This information is the company's own statement.

تفاصيل الحساب

أنواع الحساباتSavings account · Cash ISA · Junior ISA · Client account · Mortgage
الحد الأدنى للإيداعGBP 1 (Instant Access Saver)
المنصاتSBS Online internet banking
المنتجاتInstant access and fixed rate savings · Cash ISA and Junior ISA · Client Account Online · Mortgages · Retirement interest-only mortgages

التراخيص والرقابة

FCA (United Kingdom)

رقم الترخيصFRN 206034
حامل الترخيصScottish Building Society
النطاقBuilding society authorised by the PRA according to the Bank of England building societies list of 1 Oct 2026; listed in the FCA register under Scottish Building Society (FRN 206034), regulated by the FCA and the PRA.
الحالةموثّق

شكاوى المستخدمين

تُصنَّف بلاغات المستخدمين المنشورة على الإنترنت حسب الموضوع. تُظهر الرسوم البيانية كيفية توزّع البلاغات؛ وهي مجمَّعة من السجلات على Trustpilot وWikiFX وŞikayetvar، وتُحتسب سجلات الشخص الواحد مرة واحدة.

الفترة المراجَعة: يناير 2022 – أكتوبر 2026

  • القروض وبطاقات الائتمان: 2
  • السحب والمدفوعات: 1
  • حظر الحسابات وتجميدها: 1

منخفض — مستوى الشكاوى

تلقّت 76% من المؤسسات التي لديها سجلات شكاوى عددًا أكبر من الشكاوى مقارنةً بهذه المؤسسة.

حسب الموضوع — القروض وبطاقات الائتمان: مرتفع · السحب والمدفوعات: منخفض · حظر الحسابات وتجميدها: منخفض

المصادر المراجَعة

The complaint distribution is based on the 1-star reviews on the Scottish Building Society Trustpilot page (4) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Scottish Building Society name are left out. Across the complaints, lengthy and declined mortgage applications, online account-opening difficulties and a deposit slow to reach the account stand out.

المصادر وسجل التحقق

المصادر الرسمية للشركةscottishbs.co.uk — homepage, About us, Our history, Savings (product comparison), FSCS page, footer
سجلات الجهة الرقابيةBank of England PRA list of building societies (1 Oct 2026) · FCA — Scottish Building Society, FRN 206034 (register.fca.org.uk)
السجل التجاريCompany registry details not stated on the site
مصادر آراء المستخدمينTrustpilot · Şikayetvar · WikiFX
آخر تحقق08.10.2026

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