Rechtlicher FirmennameAFT AU Pty Ltd · AFT EU B.V. · AFT HK Treasury Limited · AFT US Capital LLC
Gründungsjahr—
Hauptsitz / Land der RegistrierungSingapore
Websiteaspireapp.com/en-au/
Zuletzt geprüft09.10.2026
According to its official website, Aspire is a platform offering founders and growing companies business accounts, corporate cards and finance management tools; the site states that it serves more than 50,000 founders through its global hubs and features press coverage presenting the brand as a Singapore-based fintech. In Australia the products are issued by Sydney-based AFT AU Pty Ltd (ABN 64 670 972 997, AFSL 554582), part of the Aspire Group, which provides the multi-currency account, the Aspire Card, domestic and international payouts and FX conversion. The site highlights free local payments, holding balances in 13 currencies, corporate cards with uncapped 1% cashback on FX spend, QuickBooks and Xero integrations, expense and budget management and a fully online application; the Australian pricing page shows a monthly fee of USD 0. Other group entities include AFT EU B.V., an electronic money institution authorised by DNB in the Netherlands, AFT HK Limited and the SFC-licensed AFT HK Treasury Limited in Hong Kong, AFT US Capital LLC, an SEC-registered investment adviser in the United States, and AFT SG 2 Pte Ltd in Singapore; Aspire FT Pte. Ltd. in Singapore states that it holds a temporary exemption, not a licence, from the MAS for payment services. This information is the company's own statement.
Kontodetails
KONTOARTENBusiness accounts
MINDESTEINZAHLUNGNot stated
PLATTFORMENAspire web platform · Mobile app
PRODUKTEMulti-currency business account · Aspire Card (corporate card) · Domestic and international payouts · FX conversion · Expense, budget and receivables management
Lizenzen und Regulierung
ASIC (Australien)
Lizenz-Nr.AFSL 554582
LizenzinhaberAFT AU PTY LTD
UmfangAFS licence held since 6 Jan 2025. According to ASIC's record, it is authorised to provide general advice on and deal in foreign exchange contracts and non-cash payment products, and to make a market in foreign exchange contracts, for retail and wholesale clients.
StatusVerifiziert
DNB (Niederlande)
Lizenz-Nr.R197650
LizenzinhaberAFT EU B.V.
UmfangListed in the DNB public register as an electronic money institution (PSD2 – Wft 2:10a); e-money issuance and payment service activities since 17 Sep 2025, cross-border services notified for the EEA since 1 Aug 2026.
StatusVerifiziert
SFC (Hongkong)
Lizenz-Nr.BWA638
LizenzinhaberAFT HK Treasury Limited
UmfangLicensed corporation in the SFC public register: Type 1 (dealing in securities), Type 4 (advising on securities) and Type 9 (asset management) active since 20 Oct 2025.
StatusVerifiziert
SEC (USA)
Lizenz-Nr.SEC 801-134095 · CRD 335448
LizenzinhaberAFT US Capital LLC
UmfangApproved in the SEC IAPD register as an SEC-registered investment adviser; effective 20 Aug 2025, based in San Francisco, status active.
StatusVerifiziert
Nutzerbeschwerden
Online gefundene Nutzermeldungen werden nach Thema klassifiziert. Die Diagramme zeigen, wie sich die Meldungen verteilen; die Meldungen werden aus Einträgen auf Trustpilot, WikiFX und Şikayetvar zusammengestellt, und die Einträge einer Person werden einmal gezählt.
Untersuchter Zeitraum: Juli 2023 – Oktober 2026
Auszahlungen und Zahlungen: 18
Kontosperrungen und Einfrierungen: 13
Gebühren und Provisionen: 5
Kundenservice: 3
Nicht autorisierte Transaktionen: 2
Kredite und Kreditkarten: 1
Sonstiges: 1
MITTEL — BESCHWERDENIVEAU
49 % der Finanzinstitute mit Beschwerdeeinträgen haben mehr Beschwerden erhalten als dieses.
NACH THEMA — Auszahlungen und Zahlungen: Hoch · Kontosperrungen und Einfrierungen: Hoch · Gebühren und Provisionen: Sehr hoch · Kundenservice: Mittel · Nicht autorisierte Transaktionen: Sehr hoch · Kredite und Kreditkarten: Hoch · Sonstiges: Niedrig
The complaint distribution is based on the 1-star reviews on Aspire's Trustpilot page (43) as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the Aspire name are left out. Across the complaints, held or missing incoming and outgoing transfers, account applications rejected without explanation and balances held after account closures stand out.
ForexQ.com
