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Über das Unternehmen

Rechtlicher FirmennamePayment Card Solutions (UK) Limited · UAB B4B Payments Europe
Gründungsjahr2006
Hauptsitz / Land der RegistrierungLondon, United Kingdom
Websitewww.b4bpayments.com
Zuletzt geprüft08.10.2026

According to its official website, B4B Payments is a business finance platform founded in 2006 as Payment Card Solutions (PCS), rebranded as B4B Payments in 2018 and part of the Banking Circle Group. It offers businesses and platform partners in the UK, EU and US multi-currency business accounts (including virtual IBANs), local, instant and cross-border payments with FX in 21 currencies, physical and virtual expense, payout and incentive cards, spend management, and embedded finance through its web and mobile app and API; the company is a Mastercard principal member in the UK and EU. The site states that Payment Card Solutions (UK) Limited, trading as B4B Payments, is authorised by the FCA under the Electronic Money Regulations 2011 (Ref: 930619), that UAB B4B Payments Europe is authorised by the Bank of Lithuania as an electronic money institution (Licence No: 76), and that in the US the B4B Payments Visa prepaid card is issued by Cross River Bank; customer funds are not protected by the FSCS. This information is the company's own statement.

Kontodetails

KONTOARTENBusiness clients and platform partners
MINDESTEINZAHLUNGNot stated
PLATTFORMENWeb and mobile app · API
PRODUKTEMulti-currency business accounts · Local and cross-border payments · FX (21 currencies) · Expense, payout and incentive cards · Spend management · Embedded finance

Lizenzen und Regulierung

FCA (United Kingdom)

Lizenz-Nr.FRN 930619
LizenzinhaberPAYMENT CARD SOLUTIONS (UK) LIMITED
UmfangListed in the FCA register as an Authorised Electronic Money Institution under PAYMENT CARD SOLUTIONS (UK) LIMITED (FRN 930619) since 28 Aug 2020.
StatusVerifiziert

Bank of Lithuania (Lithuania)

Lizenz-Nr.LB002020
LizenzinhaberUAB B4B Payments Europe
UmfangListed in the Bank of Lithuania register under UAB B4B Payments Europe with an electronic money institution licence (LB002020) valid since 26 Nov 2020. The site refers to it as "Licence No: 76".
StatusVerifiziert

Nutzerbeschwerden

Online gefundene Nutzermeldungen werden nach Thema klassifiziert. Die Diagramme zeigen, wie sich die Meldungen verteilen; die Meldungen werden aus Einträgen auf Trustpilot, WikiFX und Şikayetvar zusammengestellt, und die Einträge einer Person werden einmal gezählt.

Untersuchter Zeitraum: Mai 2023 – Oktober 2026

  • Kontosperrungen und Einfrierungen: 52
  • Kredite und Kreditkarten: 16
  • Auszahlungen und Zahlungen: 12
  • Sonstiges: 9
  • Kundenservice: 5

SEHR HOCH — BESCHWERDENIVEAU

12 % der Institute mit Beschwerdeeinträgen haben mehr Beschwerden erhalten als dieses.

NACH THEMA — Kontosperrungen und Einfrierungen: Sehr hoch · Kredite und Kreditkarten: Sehr hoch · Auszahlungen und Zahlungen: Hoch · Sonstiges: Hoch · Kundenservice: Hoch

GEPRÜFTE QUELLEN

The complaint distribution is based on the latest 1-star reviews on B4B Payments' Trustpilot page (94) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the B4B Payments name are left out. Across the complaints, being unable to log in to refund and compensation cards because SMS codes do not arrive, repeatedly failing identity verification, and balances lost when cards expire stand out.

Quellen und Verifizierungsverlauf

Offizielle Unternehmensquellenb4bpayments.com — homepage, about, regulatory and compliance, legal
Einträge der AufsichtsbehördeFCA — PAYMENT CARD SOLUTIONS (UK) LIMITED, FRN 930619 (register.fca.org.uk) · Bank of Lithuania — UAB B4B Payments Europe, LB002020 (lb.lt)
HandelsregisterCompanies House — PAYMENT CARD SOLUTIONS (UK) LIMITED, company no 05941947, incorporated 20 Sep 2006
Quellen für NutzerfeedbackTrustpilot · Şikayetvar · WikiFX
Zuletzt verifiziert08.10.2026

Beschwerde einreichen