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Bank of Ireland UK

Bank · Vereinigtes Königreich

Über das Unternehmen

Rechtlicher FirmennameBank of Ireland (UK) Plc
Gründungsjahr—
Hauptsitz / Land der RegistrierungLondon, United Kingdom
Websitewww.bankofirelanduk.com
Zuletzt geprüft08.10.2026

According to its official website, Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc, whose shareholder is Bank of Ireland and whose registered office is at 45 Gresham Street, London. The site says it has supported customers in Northern Ireland for almost 200 years and in the Great Britain market for over 40 years, has been the Post Office's exclusive financial services partner since 2004 and operates around 1,600 Bank of Ireland/Post Office cash machines across the UK. With 13 branches in Northern Ireland, the bank offers current accounts, student and graduate accounts, savings accounts, fixed term deposits, an online ISA, mortgages, credit cards and personal loans, as well as business accounts and corporate banking, and provides digital banking through 365 online and the 365 mobile app. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible deposits are protected up to a total of GBP 120,000 by the FSCS and that this limit applies to the total of deposits held with the Bank of Ireland UK and Post Office brands. This information is the company's own statement.

Kontodetails

KONTOARTENCurrent account · Student and graduate accounts · Savings account · Fixed term deposit · Online ISA · Business account
MINDESTEINZAHLUNGGBP 1 (Classic Saver)
PLATTFORMENInternet banking (365 online) · Mobile app (365 mobile)
PRODUKTECurrent accounts · Savings and ISAs · Mortgages · Credit cards · Personal loans · Business and corporate banking

Lizenzen und Regulierung

FCA (United Kingdom)

Lizenz-Nr.FRN 512956
LizenzinhaberBank of Ireland (UK) Plc
UmfangAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Bank of Ireland (UK) Plc (FRN 512956), regulated by the FCA and the PRA.
StatusVerifiziert

FCA (United Kingdom)

Lizenz-Nr.FRN 204721
LizenzinhaberThe Governor and Company of the Bank of Ireland
UmfangAuthorised by the PRA to accept deposits through a UK branch (UK branch) according to the Bank of England list of 1 Oct 2026; listed in the FCA register under The Governor and Company of the Bank of Ireland (FRN 204721), regulated by the FCA and the PRA.
StatusVerifiziert

Nutzerbeschwerden

Online gefundene Nutzermeldungen werden nach Thema klassifiziert. Die Diagramme zeigen, wie sich die Meldungen verteilen; die Meldungen werden aus Einträgen auf Trustpilot, WikiFX und Şikayetvar zusammengestellt, und die Einträge einer Person werden einmal gezählt.

Untersuchter Zeitraum: August 2023 – Oktober 2026

  • Kredite und Kreditkarten: 29
  • Kundenservice: 19
  • Sonstiges: 12
  • Kontosperrungen und Einfrierungen: 11
  • Auszahlungen und Zahlungen: 9
  • Gebühren und Provisionen: 2
  • Nicht autorisierte Transaktionen: 2

HOCH — BESCHWERDENIVEAU

34 % der Institute mit Beschwerdeeinträgen haben mehr Beschwerden erhalten als dieses.

NACH THEMA — Kredite und Kreditkarten: Sehr hoch · Kundenservice: Sehr hoch · Sonstiges: Hoch · Kontosperrungen und Einfrierungen: Hoch · Auszahlungen und Zahlungen: Mittel · Gebühren und Provisionen: Hoch · Nicht autorisierte Transaktionen: Sehr hoch

GEPRÜFTE QUELLEN

The complaint distribution is based on the latest 1-star reviews on the Bank of Ireland UK Trustpilot page (84) as of 8 October 2026; one person's reviews count once, and reviews about Republic of Ireland banking as well as records about fake sites and third parties are left out. Across the complaints, drawn-out mortgage and loan processes, unreachable phone support, app and online banking failures and ISA transfers stand out.

Quellen und Verifizierungsverlauf

Offizielle Unternehmensquellenbankofirelanduk.com — Personal homepage, About Us, Products and Services, Classic Saver, Limited Edition Fixed Term Deposit, Online ISA and KidSave pages, footer
Einträge der AufsichtsbehördeBank of England PRA bank list (1 Oct 2026) · FCA — Bank of Ireland (UK) Plc, FRN 512956 (register.fca.org.uk) · FCA — The Governor and Company of the Bank of Ireland, FRN 204721 (register.fca.org.uk)
HandelsregisterCompanies House — Bank of Ireland (UK) Plc, company no 07022885
Quellen für NutzerfeedbackTrustpilot · Şikayetvar · WikiFX
Zuletzt verifiziert08.10.2026

Beschwerde einreichen