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Cairns Bank

Bank · Australien

Über das Unternehmen

Rechtlicher FirmennameCairns Penny Savings & Loans Limited
Gründungsjahr1899
Hauptsitz / Land der RegistrierungCairns, Australia
Websitecairnsbank.com.au
Zuletzt geprüft09.10.2026

According to its official website, Cairns Bank is the trading name of Cairns Penny Savings & Loans Ltd and presents itself as a local, 100% customer-owned bank. The site states that the bank was established in April 1899 by a group of Cairns residents as the Cairns Weekly Penny Savings Bank, has had five name changes over its history and, having no external shareholders, is run purely to meet its customers' needs. The bank operates in Cairns, Queensland, and emphasises personal service. It offers personal customers transaction accounts (Everyday, Pensioner), savings accounts (Online Saver, Christmas Saver, Kids Saver), term deposits, home loans (including the government 5% Deposit Scheme), car and personal loans and home insurance, and provides businesses with a business account, an Online Saver and secured overdrafts. Accounts are managed through online banking. The site states that the institution holds AFSL and Australian credit licence 244324. This information is the company's own statement.

Kontodetails

KONTOARTENTransaction accounts (Everyday, Pensioner) · Savings accounts (Online Saver, Christmas Saver, Kids Saver) · Term deposit · Business account
MINDESTEINZAHLUNGNot stated
PLATTFORMENOnline banking
PRODUKTETransaction and savings accounts · Term deposits · Home loans · Car and personal loans · Secured overdrafts · Home insurance

Lizenzen und Regulierung

ASIC (Australien)

Lizenz-Nr.AFSL 244324
LizenzinhaberCAIRNS PENNY SAVINGS & LOANS LIMITED
UmfangAFS licence held since 2 Feb 2004. According to ASIC's record, authorised to advise on deposit and payment products and to deal in, including issuing, deposit and payment products, general insurance and life risk insurance limited to consumer credit insurance, for retail and wholesale clients.
StatusVerifiziert

Quellen und Verifizierungsverlauf

Offizielle Unternehmensquellencairnsbank.com.au — homepage, Our history, Term deposits pages, footer (legal information)
Einträge der AufsichtsbehördeASIC — CAIRNS PENNY SAVINGS & LOANS LIMITED, AFSL 244324 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
HandelsregisterABN 68 087 933 757 (ABN Lookup)
Quellen für NutzerfeedbackTrustpilot · Şikayetvar · WikiFX
Zuletzt verifiziert09.10.2026

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