ForexQ.com
ForexQ.com
According to its official website, Cheddar is a cashback app for individual users in the United Kingdom. Users pick one of more than 100 retailers such as Tesco and Nike in the app, pay from their bank account and use the digital gift card in store or online; cashback is added to the balance at the moment of purchase and can be withdrawn to a bank account free of charge from £5. The site says it has more than 250,000 users and won Best App at the Open Banking Expo Awards and Best Newcomer at the British Bank Awards. Cheddar is the trading name of London-based Cheddar Payments Limited, registered in England and Wales (12895809); according to Companies House the company was incorporated in 2020. The site says the company is authorised and regulated by the FCA and gives FRN 921657; that number was not found in the FCA register, where the company is listed under FRN 940075 with payment initiation and account information permissions. This information is the company's own statement.
Online gefundene Nutzermeldungen werden nach Thema klassifiziert. Die Diagramme zeigen, wie sich die Meldungen verteilen; die Meldungen werden aus Einträgen auf Trustpilot, WikiFX und Şikayetvar zusammengestellt, und die Einträge einer Person werden einmal gezählt.
Untersuchter Zeitraum: Mai 2023 – Oktober 2026
MITTEL — BESCHWERDENIVEAU
55 % der Institute mit Beschwerdeeinträgen haben mehr Beschwerden erhalten als dieses.
NACH THEMA — Auszahlungen und Zahlungen: Mittel · Sonstiges: Hoch · Kredite und Kreditkarten: Hoch · Kontosperrungen und Einfrierungen: Mittel · Kundenservice: Niedrig
The complaint distribution is based on the 1-star reviews on Cheddar's Trustpilot page (23) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Cheddar name are left out. Across the complaints, gift cards that did not work and delayed refunds, cashback and offers tied to a referral requirement, and identity verification requests stand out.