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First Rate

E-Geld-Institut · Vereinigtes Königreich

Über das Unternehmen

Rechtlicher FirmennameFirst Rate Exchange Services Ltd
Gründungsjahr1994
Hauptsitz / Land der RegistrierungDatchet, United Kingdom
Websitewww.firstrate.co.uk
Zuletzt geprüft08.10.2026

According to its official website, First Rate is the United Kingdom's leading supplier of white label foreign currency, serving companies in finance, travel and retail and, through them, their customers. The company was formed in 1994 when Bank of Ireland started supplying foreign exchange services to the Post Office, and became a joint venture of the Post Office and Bank of Ireland Group in 2002; it describes itself as one of the world's top five currency wholesalers. Its products are foreign currency in more than 60 currencies sold by partners under their own brand (online orders with home delivery or branch collection), Mastercard-branded multi-currency prepaid travel cards and wholesale banknote supply to bureaux at airports and ports; its clients include the Post Office Travel Money services. The site says the company operates as a money service business (MSB) supervised by HMRC and is an Authorised Electronic Money Institution regulated by the FCA (900412); it adds that it obtained an e-money licence in 2016 and is a principal member of Mastercard. The head office is at Botanica, Ditton Park, Datchet. This information is the company's own statement.

Kontodetails

KONTOARTENCorporate partners (banks, retailers, travel agents, airport and port bureaux)
MINDESTEINZAHLUNGNot stated
PLATTFORMENNot stated
PRODUKTEWhite label foreign currency (60+ currencies) · Online travel money · Prepaid multi-currency Mastercard travel card · Wholesale banknote supply

Lizenzen und Regulierung

FCA (United Kingdom)

Lizenz-Nr.FRN 900412
LizenzinhaberFirst Rate Exchange Services Ltd
UmfangListed in the FCA register as an Authorised Electronic Money Institution under First Rate Exchange Services Ltd (FRN 900412) since 4 Apr 2018.
StatusVerifiziert

Nutzerbeschwerden

Online gefundene Nutzermeldungen werden nach Thema klassifiziert. Die Diagramme zeigen, wie sich die Meldungen verteilen; die Meldungen werden aus Einträgen auf Trustpilot, WikiFX und Şikayetvar zusammengestellt, und die Einträge einer Person werden einmal gezählt.

Untersuchter Zeitraum: April 2022 – Oktober 2026

  • Auszahlungen und Zahlungen: 2
  • Sonstiges: 2
  • Gebühren und Provisionen: 1

NIEDRIG — BESCHWERDENIVEAU

73 % der Institute mit Beschwerdeeinträgen haben mehr Beschwerden erhalten als dieses.

NACH THEMA — Auszahlungen und Zahlungen: Niedrig · Sonstiges: Mittel · Gebühren und Provisionen: Hoch

GEPRÜFTE QUELLEN

The complaint distribution is based on the 1-star reviews on First Rate Exchange Services' Trustpilot page (5) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the First Rate name are left out. Across the complaints, currency orders not delivered on time and slow refunds, exchange rates seen as poor and allegations that complaints are passed on to partners stand out.

Quellen und Verifizierungsverlauf

Offizielle Unternehmensquellenfirstrate.co.uk — homepage, About us, Our History, Products, Industries and legal notice in the footer (8 Oct 2026)
Einträge der AufsichtsbehördeFCA — First Rate Exchange Services Ltd, FRN 900412 (register.fca.org.uk)
HandelsregisterCompanies House — FIRST RATE EXCHANGE SERVICES LIMITED (previous name First Rate Travel Services Limited), company no 04287490, incorporated 14 Sep 2001
Quellen für NutzerfeedbackTrustpilot · Şikayetvar · WikiFX
Zuletzt verifiziert08.10.2026

Beschwerde einreichen