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Über das Unternehmen

Rechtlicher FirmennameSettleGo Solutions Limited · OpenPayd Financial Services Malta Limited · OP Digital Services Limited · OpenPayd Canada, Inc.
Gründungsjahr—
Hauptsitz / Land der RegistrierungLondon, United Kingdom
Websitewww.openpayd.com
Zuletzt geprüft08.10.2026

According to its official website, OpenPayd is a financial infrastructure provider offering businesses accounts, payments, foreign exchange and digital-asset services through a single API. It targets corporate clients such as fintechs, forex and online brokerages, digital-asset businesses, remittance, marketplace, insurtech, payroll and iGaming platforms; it offers an unlimited number of virtual IBANs, multi-currency and corporate accounts, payment acceptance and payouts, pay-by-bank via open banking, FX and treasury, stablecoin services and on/off ramps between fiat and digital assets, and says it processes over $300 billion a year. The site states that account, payment, virtual IBAN and FX services are provided by SettleGo Solutions Limited in London (trading as OpenPayd), an FCA-authorised electronic money institution (FRN 900483), and in Malta by OpenPayd Financial Services Malta Limited, authorised by the MFSA as a financial institution; digital-asset services are provided by MFSA-authorised OP Digital Services Limited, and OpenPayd Canada, Inc. is registered with FINTRAC as a money services business. Information on digital assets is said to be directed only at persons outside the United Kingdom with professional experience in this field. This information is the company's own statement.

Kontodetails

KONTOARTENBusinesses and platforms only
MINDESTEINZAHLUNGNot stated
PLATTFORMENOpenPayd API · Sandbox test environment
PRODUKTEVirtual IBANs · Multi-currency and corporate accounts · Payment acceptance and payouts · Open banking · Foreign exchange · Stablecoins and crypto on/off ramp

Lizenzen und Regulierung

FCA (United Kingdom)

Lizenz-Nr.FRN 900483
LizenzinhaberSETTLEGO SOLUTIONS LIMITED
UmfangListed in the FCA register as an Authorised Electronic Money Institution under SETTLEGO SOLUTIONS LIMITED (FRN 900483) since 17 May 2018.
StatusVerifiziert

MFSA (Malta)

Lizenz-Nr.LEI 213800ZWEHNKOCS3AC78
LizenzinhaberOP Digital Services Limited
UmfangListed in ESMA's MiCA register of crypto-asset service providers (CASP), authorised by the Malta Financial Services Authority since 23 Jun 2026 (trading as OP Digital); custody, crypto exchange, order execution and transfer services, passported to EEA countries.
StatusVerifiziert

Nutzerbeschwerden

Online gefundene Nutzermeldungen werden nach Thema klassifiziert. Die Diagramme zeigen, wie sich die Meldungen verteilen; die Meldungen werden aus Einträgen auf Trustpilot, WikiFX und Şikayetvar zusammengestellt, und die Einträge einer Person werden einmal gezählt.

Untersuchter Zeitraum: Februar 2021 – Oktober 2026

  • Auszahlungen und Zahlungen: 3
  • Kontosperrungen und Einfrierungen: 2
  • Kundenservice: 2

NIEDRIG — BESCHWERDENIVEAU

68 % der Institute mit Beschwerdeeinträgen haben mehr Beschwerden erhalten als dieses.

NACH THEMA — Auszahlungen und Zahlungen: Mittel · Kontosperrungen und Einfrierungen: Niedrig · Kundenservice: Mittel

GEPRÜFTE QUELLEN

The complaint distribution is based on the 1-star reviews on OpenPayd's Trustpilot page (7) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the OpenPayd name are left out. Across the complaints, transfers that never reached the recipient or were rejected, allegations that balances were held after accounts were closed, and unanswered support requests stand out.

Quellen und Verifizierungsverlauf

Offizielle Unternehmensquellenopenpayd.com — homepage, product menu, legal disclosure in the footer
Einträge der AufsichtsbehördeFCA — SETTLEGO SOLUTIONS LIMITED, FRN 900483 (register.fca.org.uk) · MFSA — OP Digital Services Limited, MiCA crypto-asset service provider, LEI 213800ZWEHNKOCS3AC78 (ESMA MiCA register, esma.europa.eu)
HandelsregisterCompanies House — SETTLEGO SOLUTIONS LIMITED, company no 09570221, incorporated 30 Apr 2015
Quellen für NutzerfeedbackTrustpilot · Şikayetvar · WikiFX
Zuletzt verifiziert08.10.2026

Beschwerde einreichen