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Pay.com

Zahlungsinstitut · Zypern

Über das Unternehmen

Rechtlicher FirmennamePaycomcy Limited
Gründungsjahr—
Hauptsitz / Land der RegistrierungLimassol, Cyprus
Websitepay.com/
Zuletzt geprüft09.10.2026

According to its official website, Pay.com is a payment orchestration and acquiring platform that lets businesses optimise, route and manage their global payments from a single platform; it combines a payment gateway, acquiring, intelligent routing, recovery of failed transactions, network tokenisation, fraud and dispute management, reconciliation and treasury tools. The company states that it is a licensed acquirer and principal member and that it also connects to third-party acquirers, banks and alternative payment method providers; it serves sectors such as iGaming and sports betting, e-commerce, digital media, SaaS, travel, crypto and investment platforms. It has offices in Limassol, London and Miami. According to the site's regulatory information, the Pay.com Group includes PAYCOMCY LIMITED (HE 408974, licence 115.1.2.42), a payment institution licensed by the Central Bank of Cyprus, the unlicensed technology provider Pay Technologies (CY) Limited, and Pay.com US, Inc. (an ISO sponsored by a US bank) and Mr. Merchant Pay, Inc., which are not licensed payment institutions in the US. According to the Central Bank of Cyprus register, Paycomcy Limited was granted an electronic money institution licence (115.1.3.95) on 24 June 2026; until that licence is activated, the company operates under its payment institution licence. This information is the company's own statement.

Kontodetails

KONTOARTENMerchants (SMB and enterprise)
MINDESTEINZAHLUNGNot stated
PLATTFORMENPay.com dashboard · APIs and SDKs · Embedded checkout
PRODUKTEPayment gateway · Card acquiring · Payment routing and orchestration · Fraud and dispute management · Reconciliation and treasury · Payouts

Lizenzen und Regulierung

CBC (Republic of Cyprus)

Lizenz-Nr.115.1.2.42
LizenzinhaberPaycomcy Limited
UmfangListed in the Central Bank of Cyprus register as an authorised payment institution under Paycomcy Limited (115.1.2.42). Original licence 19 May 2022, operations permit 4 Jul 2022; covers issuing/acquiring of payment instruments (5).
StatusVerifiziert

CBC (Republic of Cyprus)

Lizenz-Nr.115.1.3.95
LizenzinhaberPaycomcy Limited
UmfangListed in the Central Bank of Cyprus register as an electronic money institution under Paycomcy Limited (115.1.3.95). EMI licence date 24 Jun 2026; per the register it operates under its payment institution licence until the EMI licence is activated.
StatusVerifiziert

Nutzerbeschwerden

Online gefundene Nutzermeldungen werden nach Thema klassifiziert. Die Diagramme zeigen, wie sich die Meldungen verteilen; die Meldungen werden aus Einträgen auf Trustpilot, WikiFX und Şikayetvar zusammengestellt, und die Einträge einer Person werden einmal gezählt.

Untersuchter Zeitraum: November 2023 – Oktober 2026

  • Kontosperrungen und Einfrierungen: 1
  • Gebühren und Provisionen: 1

SEHR NIEDRIG — BESCHWERDENIVEAU

82 % der Institute mit Beschwerdeeinträgen haben mehr Beschwerden erhalten als dieses.

NACH THEMA — Kontosperrungen und Einfrierungen: Niedrig · Gebühren und Provisionen: Hoch

GEPRÜFTE QUELLEN

The complaint distribution is based on the 1-star reviews on Pay.com's Trustpilot page (2) records as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the Pay.com name are left out. Across the complaints, an application declined without reasons with an allegation of frozen funds, and non-transparent pricing stand out.

Quellen und Verifizierungsverlauf

Offizielle Unternehmensquellenpay.com — homepage, About Us page, regulatory information in the footer
Einträge der AufsichtsbehördeCentral Bank of Cyprus — Paycomcy Limited, 115.1.2.42 and 115.1.3.95 (centralbank.cy)
HandelsregisterCyprus Registrar of Companies — Paycomcy Limited, HE 408974
Quellen für NutzerfeedbackTrustpilot · Şikayetvar · WikiFX
Zuletzt verifiziert09.10.2026

Beschwerde einreichen