Rechtlicher FirmennameWestern Union Payment Services GB Limited · Western Union Payment Services Ireland Limited · Western Union International Bank GmbH
Gründungsjahr1851
Hauptsitz / Land der RegistrierungLondon, United Kingdom
Websitewww.westernunion.com/gb/en/home.html
Zuletzt geprüft08.10.2026
According to its official website, Western Union is a global money transfer company that has served customers since 1851; the site says it has more than 150 million retail and digital customers and offers access to hundreds of thousands of agent locations in more than 200 countries and territories and to billions of bank accounts. Money can be sent from the UK online, in the Western Union app or at agent locations; funds can go to a bank account, a cash pickup location, a mobile wallet or a card, and payment can be made by bank account, credit or debit card, Apple Pay/Google Pay or cash. Transfers are tracked with an MTCN number; the site states that the company makes money from currency exchange and that fees and rates may change. According to its global terms, the service in the UK is provided by Western Union Payment Services GB Limited, regulated by the FCA; in the EU, agent transactions are provided by CBI-authorised Western Union Payment Services Ireland Limited and wu.com web and app transactions by Western Union International Bank GmbH, regulated by the Austrian FMA. Service is provided through local companies such as Western Union Financial Services (Australia) Pty Ltd (AFSL 560400) in Australia and Western Union Corretora de Câmbio S.A. in Brazil, and through licensed partners in other countries. The site shows the copyright under Western Union Holdings, Inc. This information is the company's own statement.
Kontodetails
KONTOARTENRetail customers · Online profile
MINDESTEINZAHLUNGNot stated
PLATTFORMENWebsite · Western Union mobile app (iOS, Android) · Agent locations
PRODUKTEInternational money transfer · Cash pickup · Transfers to bank accounts, mobile wallets and cards · Mobile top-up
Lizenzen und Regulierung
FCA (United Kingdom)
Lizenz-Nr.FRN 816890
LizenzinhaberWestern Union Payment Services GB Limited
UmfangListed in the FCA register as an Authorised Payment Institution under Western Union Payment Services GB Limited (FRN 816890) since 4 Apr 2019.
StatusVerifiziert
CBI (Ireland)
Lizenz-Nr.C55075
LizenzinhaberWestern Union Payment Services Ireland Limited
UmfangListed in the CBI register under Western Union Payment Services Ireland Limited (reference C55075) as a payment institution authorised under the European Union (Payment Services) Regulations 2018 (PSD2).
StatusVerifiziert
ASIC (Australia)
Lizenz-Nr.AFSL 560400
LizenzinhaberWestern Union Financial Services (Australia) Pty Ltd
UmfangThe ASIC licence dataset lists AFS licence 560400 under WESTERN UNION FINANCIAL SERVICES (AUSTRALIA) PTY LTD (since 15 Aug 2025, Sydney), covering foreign exchange contracts and non-cash payment products for retail and wholesale clients.
StatusVerifiziert
Nutzerbeschwerden
Online gefundene Nutzermeldungen werden nach Thema klassifiziert. Die Diagramme zeigen, wie sich die Meldungen verteilen; die Meldungen werden aus Einträgen auf Trustpilot, WikiFX und Şikayetvar zusammengestellt, und die Einträge einer Person werden einmal gezählt.
Untersuchter Zeitraum: Dezember 2025 – Oktober 2026
Auszahlungen und Zahlungen: 99
Gebühren und Provisionen: 19
Kontosperrungen und Einfrierungen: 11
Kundenservice: 7
Sonstiges: 7
Nicht autorisierte Transaktionen: 1
SEHR HOCH — BESCHWERDENIVEAU
1 % der Institute mit Beschwerdeeinträgen haben mehr Beschwerden erhalten als dieses.
NACH THEMA — Auszahlungen und Zahlungen: Sehr hoch · Gebühren und Provisionen: Sehr hoch · Kontosperrungen und Einfrierungen: Hoch · Kundenservice: Hoch · Sonstiges: Hoch · Nicht autorisierte Transaktionen: Sehr hoch
The complaint distribution is based on the latest 1-star reviews on Western Union's Trustpilot page (54) and Şikayetvar (90) records as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Western Union name are left out. Across the complaints, transfers that never arrive, stay on hold or are refunded late, and exchange rates and fees stand out.
Quellen und Verifizierungsverlauf
Offizielle Unternehmensquellenwesternunion.com/gb — homepage; global Terms & Conditions page (entities and regulators by country); App Store app (seller The Western Union Company)
Einträge der AufsichtsbehördeFCA — Western Union Payment Services GB Limited, FRN 816890 (register.fca.org.uk) · CBI — Western Union Payment Services Ireland Limited, C55075 (registers.centralbank.ie) · ASIC — WESTERN UNION FINANCIAL SERVICES (AUSTRALIA) PTY LTD, AFSL 560400 (ASIC licence dataset)
HandelsregisterCompanies House — WESTERN UNION PAYMENT SERVICES GB LIMITED, company no 11326797, incorporated 24 Apr 2018
Quellen für NutzerfeedbackTrustpilot · Şikayetvar · WikiFX