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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Apron

E-money institution · United Kingdom

About the company

Legal company nameApron Payments Ltd
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websitegetapron.com
Last checked08.10.2026

According to its official website, Apron is a London-based business payments platform that captures, pays and reconciles bills, payroll and expenses in one place. It offers business owners batch bill payments, approval flows, paying any bill including HMRC by credit card and reward points convertible into Virgin Points; finance teams physical and virtual expense cards with limits, single-merchant cards and reimbursement management; and accounting firms the William AI bookkeeping assistant, payroll payments and payment links. It syncs with QuickBooks and Xero, and the site states that more than 20,000 businesses use Apron. According to the pricing page, payments and bookkeeping plans cost GBP 29, 49 and 99 per client per month, with a 0.5% FX conversion fee. Apron Payments Ltd states that it is an electronic money institution authorised by the FCA (FRN 1004915) and acts as an agent of Plaid Financial Ltd for account information services. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusinesses and accounting firms only
MIN. DEPOSITNot stated
PLATFORMSApron web platform · Apron mobile app
PRODUCTSBill payments · Payroll payments · International payments · Physical and virtual expense cards · Reimbursements · Payment links · AI-assisted bookkeeping (William AI)

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 1004915
Licence holderAPRON PAYMENTS LTD
ScopeListed in the FCA register as an Authorised Electronic Money Institution under APRON PAYMENTS LTD (FRN 1004915) since 2 Aug 2024.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: April 2025 – October 2026

  • Account / trading conditions: 5
  • Identity verification: 4
  • Withdrawal / payment: 3
  • Customer support: 2
  • Other: 1

No. 340 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 339. · Identity verification: 166. · Withdrawal / payment: 364. · Customer support: 294. · Other: 314.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Apron's Trustpilot page (15) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Apron name are left out. Across the complaints, accounts closed or frozen without explanation, identity and source-of-funds checks, and held or delayed payments stand out.

Sources and verification history

Official company sourcesgetapron.com — homepage, Pricing page, footer
Regulator recordsFCA — Apron Payments Ltd, FRN 1004915 (register.fca.org.uk)
Company registerCompanies House — Apron Payments Ltd, company no 13779960, incorporated 3 Dec 2021
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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