ForexQ.com
FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

B4B Payments

E-money institution · United Kingdom

About the company

Legal company namePayment Card Solutions (UK) Limited · UAB B4B Payments Europe
Year founded2006
Headquarters / registered countryLondon, United Kingdom
Websitewww.b4bpayments.com
Last checked08.10.2026

According to its official website, B4B Payments is a business finance platform founded in 2006 as Payment Card Solutions (PCS), rebranded as B4B Payments in 2018 and part of the Banking Circle Group. It offers businesses and platform partners in the UK, EU and US multi-currency business accounts (including virtual IBANs), local, instant and cross-border payments with FX in 21 currencies, physical and virtual expense, payout and incentive cards, spend management, and embedded finance through its web and mobile app and API; the company is a Mastercard principal member in the UK and EU. The site states that Payment Card Solutions (UK) Limited, trading as B4B Payments, is authorised by the FCA under the Electronic Money Regulations 2011 (Ref: 930619), that UAB B4B Payments Europe is authorised by the Bank of Lithuania as an electronic money institution (Licence No: 76), and that in the US the B4B Payments Visa prepaid card is issued by Cross River Bank; customer funds are not protected by the FSCS. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness clients and platform partners
MIN. DEPOSITNot stated
PLATFORMSWeb and mobile app · API
PRODUCTSMulti-currency business accounts · Local and cross-border payments · FX (21 currencies) · Expense, payout and incentive cards · Spend management · Embedded finance

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 930619
Licence holderPAYMENT CARD SOLUTIONS (UK) LIMITED
ScopeListed in the FCA register as an Authorised Electronic Money Institution under PAYMENT CARD SOLUTIONS (UK) LIMITED (FRN 930619) since 28 Aug 2020.
StatusVerified

Bank of Lithuania (Lithuania)

Licence no.LB002020
Licence holderUAB B4B Payments Europe
ScopeListed in the Bank of Lithuania register under UAB B4B Payments Europe with an electronic money institution licence (LB002020) valid since 26 Nov 2020. The site refers to it as "Licence No: 76".
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: May 2023 – October 2026

  • Account / trading conditions: 52
  • Identity verification: 21
  • Withdrawal / payment: 11
  • Customer support: 5
  • Other: 5

No. 117 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 69. · Identity verification: 13. · Withdrawal / payment: 268. · Customer support: 216. · Other: 155.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on B4B Payments' Trustpilot page (94) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the B4B Payments name are left out. Across the complaints, being unable to log in to refund and compensation cards and SMS codes not arriving, repeated identity verification failures and balances that cannot be accessed stand out.

Sources and verification history

Official company sourcesb4bpayments.com — homepage, about, regulatory and compliance, legal
Regulator recordsFCA — PAYMENT CARD SOLUTIONS (UK) LIMITED, FRN 930619 (register.fca.org.uk) · Bank of Lithuania — UAB B4B Payments Europe, LB002020 (lb.lt)
Company registerCompanies House — PAYMENT CARD SOLUTIONS (UK) LIMITED, company no 05941947, incorporated 20 Sep 2006
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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