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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Bank of Scotland

Bank · United Kingdom

About the company

Legal company nameBank of Scotland plc
Year founded1695
Headquarters / registered countryEdinburgh, United Kingdom
Websitewww.bankofscotland.co.uk
Last checked08.10.2026

According to its official website, Bank of Scotland, founded in 1695, is Scotland's first and oldest bank and part of Lloyds Banking Group; Bank of Scotland plc is registered in Scotland with its registered office at The Mound, Edinburgh. The site says Bank of Scotland, Halifax and Lloyds belong to the same family of brands and that Bank of Scotland will continue serving customers in Scotland. The bank offers personal customers Classic, Silver and Platinum current accounts, basic, youth and student accounts, savings accounts and ISAs, mortgages, credit cards, personal loans, car finance and insurance products, as well as business and private banking services. It serves customers through internet banking and its mobile app as well as branches, Banking Hubs and the Post Office. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible UK deposits are protected up to a total of GBP 120,000 by the FSCS and that this limit applies to the total of deposits held with the Halifax, Bank of Scotland, Bank of Scotland Private Banking and Lloyds brands. As the live site blocks automated access, the information comes from Internet Archive copies from September–October 2026. This information is the company's own statement.

Account Details

ACCOUNT TYPESCurrent account · Youth and student accounts · Savings account · ISA · Business account · Private banking
MIN. DEPOSITGBP 1 (Access Saver)
PLATFORMSInternet banking · Mobile app
PRODUCTSCurrent accounts · Savings and ISAs · Mortgages · Credit cards · Personal loans · Car finance · Insurance · Business banking

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 169628
Licence holderBank of Scotland plc
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Bank of Scotland plc (FRN 169628), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: April 2026 – October 2026

  • Customer support: 44
  • Account / trading conditions: 26
  • Withdrawal / payment: 15
  • Other: 7
  • Identity verification: 4

No. 98 for most complaints among 918 institutions.

RANK BY TOPIC — Customer support: 4. · Account / trading conditions: 187. · Withdrawal / payment: 236. · Other: 118. · Identity verification: 166.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on the Bank of Scotland Trustpilot page (96) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Bank of Scotland name are left out. Across the complaints, long phone waits and chatbot problems, app failures and allegations of accounts closed without reason, and blocked payments and cards stand out.

Sources and verification history

Official company sourcesbankofscotland.co.uk — homepage, About us, FSCS, Savings accounts and Access Saver pages, footer (live site blocks automated access; Internet Archive copies, September–October 2026)
Regulator recordsBank of England PRA bank list (1 Oct 2026) · FCA — Bank of Scotland plc, FRN 169628 (register.fca.org.uk)
Company registerCompanies House — Bank of Scotland plc, company no SC327000
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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