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FINANCIAL INSTITUTION INFORMATION PLATFORM

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Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Banking Circle

Bank · Luxembourg

About the company

Legal company nameBanking Circle S.A. (UK Branch)
Year founded—
Headquarters / registered countryLondon, United Kingdom (branch)
Websitewww.bankingcircle.com
Last checked08.10.2026

According to its official website, Banking Circle is a Luxembourg-based bank built more than 10 years ago alongside the fintech revolution; Banking Circle S.A. is authorised as a credit institution in Luxembourg, supervised by the CSSF, and has branches in Denmark, Norway, Sweden and Germany. The bank works only with regulated financial institutions, providing acquirers, card issuers, cross-border payment and account providers, banks and digital asset institutions with multi-currency accounts, payments, foreign exchange, treasury management, deposits, money market funds, liquidity, agency and correspondent banking via API. The site states that it does not serve private individuals and that it provides (virtual) IBANs to its clients, which assign them to their own customers. In the UK, Banking Circle S.A. UK Branch (London, EC4N) has been authorised by the PRA as a third-country branch since 30 November 2023 and is regulated by the FCA and the PRA. This information is the company's own statement.

Account Details

ACCOUNT TYPESRegulated financial institutions only
MIN. DEPOSITNot stated
PLATFORMSClient portal (Banking Circle Connect) · API
PRODUCTSMulti-currency accounts · Payments · Foreign exchange · Treasury management · Deposits and money market funds · Agency and correspondent banking

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 848617
Licence holderBanking Circle S.A.
ScopeOverseas bank authorised by the PRA to accept deposits through a UK branch (London branch) according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Banking Circle S.A. (FRN 848617), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: March 2025 – October 2026

  • Withdrawal / payment: 20
  • Account / trading conditions: 1
  • Customer support: 1

No. 202 for most complaints among 520 institutions.

RANK BY TOPIC — Withdrawal / payment: 119. · Account / trading conditions: 280. · Customer support: 205.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on Banking Circle's Trustpilot page (22) as of 8 October 2026; one person's reviews count once, and reviews from people who paid fraudsters' accounts and records about third parties are left out. Across the complaints, misdirected transfers not being returned, delayed or missing payments, frozen accounts and unanswered requests stand out.

Sources and verification history

Official company sourcesbankingcircle.com — homepage, Regulatory Information, contact form notice
Regulator recordsBank of England PRA list of banks (1 Oct 2026) · FCA — Banking Circle S.A., FRN 848617 (register.fca.org.uk)
Company registerCompanies House — Banking Circle S.A., branch no BR021986
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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