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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Bilder

E-money institution · United Kingdom

About the company

Legal company nameBilderlings Pay Limited · Bilderlings US, Inc. · Bilderlings Holding SIA
Year founded2015
Headquarters / registered countryLondon, United Kingdom
Websitebilderlings.com
Last checked08.10.2026

According to its official website, Bilder (Bilderlings) is a London-headquartered fintech that has provided global payments to international businesses since 2016; it says it processed more than 6.5 million payments in 2025 and served 102 thousand users. Bilderlings Pay Limited is authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution (900637); group company Bilderlings US, Inc. is said to be registered with FinCEN as a money services business and licensed by the Delaware Office of the State Bank Commissioner as a money transmitter (042022), while Bilderlings SIA in Latvia is an IT support company; the companies are owned by Bilderlings Holding SIA. The site offers businesses, fintechs, freelancers and individuals accounts and payments (SWIFT, SEPA Instant), FX in EUR, USD, GBP and CNY, virtual IBANs, open banking, Mastercard cards, company formation support and term deposits through a partner bank; it says USDT and USDC services are provided by a US-licensed partner crypto exchange. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness account · Fintech account · Freelance account · Personal account (Basic and Plus plans)
MIN. DEPOSITNot stated
PLATFORMSOnline portal · Mobile app · API
PRODUCTSAccounts and payments (SWIFT, SEPA Instant) · FX · Virtual IBANs · Open banking payments · Mastercard cards · Term deposits (partner bank)

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 900637
Licence holderBilderlings Pay Limited
ScopeListed in the FCA register as an Authorised Electronic Money Institution under Bilderlings Pay Limited (FRN 900637) since 1 May 2018.
StatusVerified

Delaware OSBC (United States)

Licence no.042022
Licence holderBilderlings US, Inc.
ScopeThe company states that Bilderlings US, Inc. is licensed by the Delaware Office of the State Bank Commissioner as a check seller and money transmitter (042022; NMLS ID 2614498). The record could not be verified because the NMLS register could not be read.
StatusPending verification

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: March 2020 – October 2026

  • Account / trading conditions: 31
  • Withdrawal / payment: 17
  • Identity verification: 10
  • Customer support: 8
  • Other: 1

No. 228 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 155. · Withdrawal / payment: 212. · Identity verification: 61. · Customer support: 163. · Other: 314.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Bilder's Trustpilot page (67) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Bilder name are left out. Across the complaints, allegations that verification and document fees for account opening were not refunded, account closures and monthly fees, funds blocked for long periods and drawn-out document requests stand out.

Sources and verification history

Official company sourcesbilderlings.com — homepage, About us and Savings pages and footer; bilder.us homepage
Regulator recordsFCA — Bilderlings Pay Limited, FRN 900637 (register.fca.org.uk) · Delaware OSBC — Bilderlings US, Inc., licence 042022 (company statement, register not read)
Company registerCompanies House — BILDERLINGS PAY LIMITED, company no 09908958, incorporated 09.12.2015
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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