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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Birmingham Bank

Bank · United Kingdom

About the company

Legal company nameBIRMINGHAM BANK LIMITED
Year founded—
Headquarters / registered countryBirmingham, United Kingdom
Websitewww.birminghambank.com
Last checked08.10.2026

According to its official website, Birmingham Bank (Birmingham Bank Limited) is a UK-incorporated bank that has supplied banking services for over six decades. The bank says it offers straightforward banking products to savers, professional landlords and established SMEs. Personal customers can open fixed term and notice savings accounts online only; fixed term accounts require a minimum deposit of GBP 5,000 and accept up to GBP 250,000, and are open to UK residents aged 18 or over who are tax resident only in the UK. On the lending side it provides buy-to-let loans to sole traders, LLPs and special purpose vehicles through mortgage intermediaries only; the site states that its lending products are not regulated products. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that deposits are protected up to GBP 120,000 per person by the FSCS. This information is the company's own statement.

Account Details

ACCOUNT TYPESFixed term savings account · Notice savings account
MIN. DEPOSITGBP 5,000 (fixed term savings account)
PLATFORMSOnline banking (online savings portal)
PRODUCTSSavings accounts · Buy-to-let lending (via intermediaries)

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 204478
Licence holderBIRMINGHAM BANK LIMITED
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under BIRMINGHAM BANK LIMITED (FRN 204478), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: September 2024 – October 2026

  • Account / trading conditions: 5
  • Customer support: 2
  • Identity verification: 1

No. 262 for most complaints among 520 institutions.

RANK BY TOPIC — Account / trading conditions: 222. · Customer support: 179. · Identity verification: 165.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on the Birmingham Bank Trustpilot page (8) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Birmingham Bank name are left out. Across the complaints, technical problems when opening accounts, login and one-time passcode problems on the online portal, and unanswered requests stand out.

Sources and verification history

Official company sourcesbirminghambank.com — homepage, About us, Fixed term savings, Notice accounts, Lending and FAQs pages, footer
Regulator recordsBank of England PRA bank list (1 Oct 2026) · FCA — BIRMINGHAM BANK LIMITED, FRN 204478 (register.fca.org.uk)
Company registerCompanies House — BIRMINGHAM BANK LIMITED, company no 00555071
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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