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Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Bottomline

Payment institution · United Kingdom

About the company

Legal company nameBottomline Payment Services Limited
Year founded1989
Headquarters / registered countryReading, United Kingdom
Websitewww.bottomline.com/uk
Last checked08.10.2026

According to its official website, Bottomline is a payments technology group that has been modernising business payments since 1989 and provides connected solutions to more than 1 million financial institutions and businesses in 92 countries; the site's copyright holder is Bottomline Technologies, Inc. In the United Kingdom, payment services are provided by Bottomline Payment Services Limited, whose registered office is in Reading (1600 Arlington Business Park, Theale); the site says this company is an Authorised Payment Institution regulated by the FCA for the provision of payment services (reference 616279). Services are aimed at banks, financial institutions and businesses: direct submission and processing of UK bank payments and collections, management of recurring payments and Direct Debits, a Payments Hub, connectivity to Swift and other financial messaging networks, cash management, Confirmation of Payee and account verification, sanctions screening and AI-driven payment fraud prevention. No account product for individual customers is presented. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness (banks, financial institutions and companies)
MIN. DEPOSITNot stated
PLATFORMSCloud-based (SaaS) payments platform
PRODUCTSPayment processing · Direct Debit · Payment automation · Swift connectivity · Cash management · Fraud prevention and account verification

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 616279
Licence holderBottomline Payment Services Limited
ScopeListed in the FCA register as an Authorised Payment Institution under Bottomline Payment Services Limited (FRN 616279) since 6 Jun 2018.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: July 2026 – October 2026

  • Other: 1

No. 492 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Other: 314.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Bottomline's Trustpilot page (1) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Bottomline name are left out. Across the complaints, the claim that online forms do not work stands out.

Sources and verification history

Official company sourcesbottomline.com — UK homepage, Legal and Copyright Information page, Payouts Automation and Confirmation of Payee pages
Regulator recordsFCA — Bottomline Payment Services Limited, FRN 616279 (register.fca.org.uk; payment institution record)
Company registerCompanies House — BOTTOMLINE PAYMENT SERVICES LIMITED, company no 03986072, incorporated 04.05.2000
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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