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About the company

Legal company nameBTV Vier Länder Bank AG · BTV Vier Länder Bank AG, Innsbruck, Zweigniederlassung Staad
Year founded1904
Headquarters / registered countryInnsbruck, Austria
Websitebtv-bank.ch
Last checked25.10.2026

According to its official website, BTV is the brand of Innsbruck-based BTV Vier Länder Bank AG; founded in 1904, the bank describes itself as the bank for investors and mid-sized, export-oriented corporate clients and states that it decides independently, without political influence or group directives. Its market area stretches from Tyrol, Vorarlberg and Vienna to southern Germany, German-speaking Switzerland and South Tyrol. In Switzerland, BTV Vier Länder Bank AG, Innsbruck, Zweigniederlassung Staad, with offices in Staad and Winterthur, offers private banking (asset management, advisory mandates, individual securities investment and savings), account and card packages with Cornèrcard credit cards, and e-banking; for companies it provides working capital and investment finance, structured finance, leasing, currency and interest rate management, bank guarantees and foreign trade services. The site states that on the corporate side it focuses on industrial and tourism companies and real estate project developers. The Staad branch is listed in FINMA's list of authorised banks and securities firms as the branch of a foreign bank, and the Staad representative office appears in the list of representative offices of foreign banks; the parent bank is registered as a credit institution in the FMA (Austria) company database. This information is the company's own statement.

Account Details

ACCOUNT TYPESPrivate banking account and card packages · Business account
MIN. DEPOSITNot stated
PLATFORMSE-banking · BTV Cash · BTV FINYU Business Banking
PRODUCTSAsset management and advice · Securities and savings · Accounts and credit cards · Business and investment finance · Leasing · Currency and interest rate management · Guarantees and foreign trade

Licences and regulation

FINMA (Switzerland)

Licence no.—
Licence holderBTV Vier Länder Bank AG, Innsbruck, Zweigniederlassung Staad
ScopeBranch of a foreign bank. Listed in FINMA's list of authorised banks and securities firms as the Staad branch of a foreign bank.
StatusVerified

FINMA (Switzerland)

Licence no.—
Licence holderBTV Vier Länder Bank AG, Vertretung Staad
ScopeRepresentative office. Listed in FINMA's list of representative offices of foreign banks and securities firms as the Staad representative office of a foreign bank.
StatusVerified

FMA (Austria)

Licence no.Bank code 16000
Licence holderBTV Vier Länder Bank AG
ScopeListed in the FMA company database as a credit institution based in Innsbruck (FN 32942w); banking licences under section 1(1) BWG including deposits, payment services, lending, custody, card issuing, FX and securities trading, and guarantees.
StatusVerified
USER REPORTS

User complaints

User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.

3 COMPLAINTS · Period reviewed: May 2025 – November 2026

COMPLAINT LEVEL: Low (2 / 5)

77% of institutions with complaint records received more complaints than this one. 67% of complaints concern customer support.

TOPICCOMPLAINTSSHARELEVEL WITHIN SECTOR
Customer support267%Very low
Other133%Low

The level is calculated by comparison with institutions in the same sector. Sources: Trustpilot · Şikayetvar · WikiFX · FastBull

The complaint distribution is based on the 1-star reviews on BTV's Trustpilot page (3) as of 25 October 2026; one person's reviews count once, and records about fake sites and third parties using the BTV name are left out. Across the complaints, weaker client service after a change of adviser, branch management's communication with clients and investment advice falling short of expected returns stand out.

Sources and verification history

Official company sourcesbtv-bank.ch — homepage, About us, Private Banking, Accounts & cards, Support in 4 countries, Locations, Imprint
Regulator recordsFINMA — BTV Vier Länder Bank AG, Innsbruck, Zweigniederlassung Staad; BTV Vier Länder Bank AG, Vertretung Staad (finma.ch) · FMA Austria — BTV Vier Länder Bank AG, bank code 16000 (fma.gv.at)
Company registerZefix — BTV Vier Länder Bank AG, Innsbruck, Zweigniederlassung Staad, CHE-111.688.429, Thal, status: existing (EXISTIEREND) · Innsbruck commercial register — FN 32942w
User feedback sourcesTrustpilot · Şikayetvar · WikiFX · FastBull
Last verified25.10.2026
SAME CATEGORY

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Because BTV’s complaint level is Low, no comparison list is shown. Below are institutions operating in the same service area whose licences are verified.

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Frequently asked questions

Is BTV trustworthy?

According to the data, BTV has 3 verified licences (FINMA, FMA); 3 user reports have been reviewed. This page does not express an opinion; licence records come from official registers and reports from sourced records.

Which licences does BTV hold?

Licences verified in official registers: FINMA (Switzerland); FINMA (Switzerland); FMA (Austria) – Bank code 16000.

Are there complaints about BTV?

3 user reports about BTV were classified in the period May 2025 – November 2026. Most frequent topic: Customer support (2). Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.

How can I file a complaint about BTV?

Use the "File a Complaint" button on this page to open the form; the institution is preselected. Describe the issue, the date and attach any supporting documents. The complaint is reviewed by our team, published if eligible and forwarded to the institution; with the tracking link you receive, you can follow the process and the institution’s reply.

How is the information about BTV verified and when was it last checked?

Licence records are checked against official registers (last verification 25.10.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 25.10.2026.

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