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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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The Sydney branch of Taiwan Business Bank (TBB), a Taiwanese bank focused on SME finance that also has a Brisbane branch in Australia; it offers deposits, loans, trade finance and remittances, and holds an ASIC AFS licence.

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BANKTaiwan Cooperative Bank Sydney Branch

The Sydney branch, opened on 20 September 2011, of Taiwan Cooperative Bank, founded in 1946 and owned by Taiwan Cooperative Financial Holding; it offers deposits, loans, trade and remittance services and acts as the bank's AUD clearing bank.

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PAYMENT INSTITUTIONTravelex

The Australian arm of the global foreign exchange brand Travelex, whose roots go back to a first store opened in London in 1976; it sells foreign cash and the multi-currency Travelex Money Card through airport and store networks and holds an ASIC AFS licence.

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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
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Cairns Bank

Bank · Australia

About the company

Legal company nameCairns Penny Savings & Loans Limited
Year founded1899
Headquarters / registered countryCairns, Australia
Websitecairnsbank.com.au
Last checked09.10.2026

According to its official website, Cairns Bank is the trading name of Cairns Penny Savings & Loans Ltd and presents itself as a local, 100% customer-owned bank. The site states that the bank was established in April 1899 by a group of Cairns residents as the Cairns Weekly Penny Savings Bank, has had five name changes over its history and, having no external shareholders, is run purely to meet its customers' needs. The bank operates in Cairns, Queensland, and emphasises personal service. It offers personal customers transaction accounts (Everyday, Pensioner), savings accounts (Online Saver, Christmas Saver, Kids Saver), term deposits, home loans (including the government 5% Deposit Scheme), car and personal loans and home insurance, and provides businesses with a business account, an Online Saver and secured overdrafts. Accounts are managed through online banking. The site states that the institution holds AFSL and Australian credit licence 244324. This information is the company's own statement.

Account Details

ACCOUNT TYPESTransaction accounts (Everyday, Pensioner) · Savings accounts (Online Saver, Christmas Saver, Kids Saver) · Term deposit · Business account
MIN. DEPOSITNot stated
PLATFORMSOnline banking
PRODUCTSTransaction and savings accounts · Term deposits · Home loans · Car and personal loans · Secured overdrafts · Home insurance

Licences and regulation

ASIC (Australia)

Licence no.AFSL 244324
Licence holderCAIRNS PENNY SAVINGS & LOANS LIMITED
ScopeAFS licence held since 2 Feb 2004. According to ASIC's record, authorised to advise on deposit and payment products and to deal in, including issuing, deposit and payment products, general insurance and life risk insurance limited to consumer credit insurance, for retail and wholesale clients.
StatusVerified

Sources and verification history

Official company sourcescairnsbank.com.au — homepage, Our history, Term deposits pages, footer (legal information)
Regulator recordsASIC — CAIRNS PENNY SAVINGS & LOANS LIMITED, AFSL 244324 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Company registerABN 68 087 933 757 (ABN Lookup)
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified09.10.2026

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