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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Chetwood Bank

Bank · United Kingdom

About the company

Legal company nameChetwood Financial Limited
Year founded2016
Headquarters / registered countryWrexham, United Kingdom
Websitechetwoodbank.co.uk
Last checked08.10.2026

According to its official website, Chetwood Bank is a UK-based digital bank launched in Wrexham in 2016. The brand belongs to the UK-incorporated Chetwood Financial Limited; the site states that ModaMortgages, SmartSave, BetterBorrow and LiveLend are also trading names of this company. The bank first offered products to specific customer segments under different brands and later rebranded as Chetwood Bank. It offers personal customers easy access, fixed-rate and notice savings accounts; fixed-rate accounts require at least 1,000 GBP. Accounts are managed through online banking. It also provides buy-to-let mortgages for first-time landlords and experienced portfolio investors. According to the Bank of England list and the FCA register, Chetwood Financial Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. The site explains FSCS protection for savings on a separate page. This information is the company's own statement.

Account Details

ACCOUNT TYPESEasy access account · Fixed-rate account · Notice account
MIN. DEPOSIT1,000 GBP (fixed-rate account)
PLATFORMSOnline banking
PRODUCTSSavings accounts · Buy-to-let mortgages

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 740551
Licence holderChetwood Financial Limited
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Chetwood Financial Limited (FRN 740551), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: October 2024 – October 2026

  • Account / trading conditions: 17
  • Identity verification: 12
  • Withdrawal / payment: 10
  • Customer support: 4
  • Other: 2

No. 170 for most complaints among 520 institutions.

RANK BY TOPIC — Account / trading conditions: 170. · Identity verification: 26. · Withdrawal / payment: 178. · Customer support: 149. · Other: 163.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on the Chetwood Bank Trustpilot page (45) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Chetwood Bank name are left out. Across the complaints, the lack of a cooling-off period or early access on fixed-rate accounts, applications rejected on identity checks, and delayed withdrawals and maturity payments stand out.

Sources and verification history

Official company sourceschetwoodbank.co.uk — homepage, About us, Easy Access, Fixed Rate, Notice Accounts, FSCS explained, footer (legal information)
Regulator recordsBank of England PRA list of banks (1 Oct 2026) · FCA — Chetwood Financial Limited, FRN 740551 (register.fca.org.uk)
Company registerCompanies House — Chetwood Financial Limited, company no 09964966
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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