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Cross River Bank

Bank · United States

About the company

Legal company nameCross River Bank · CRB Securities, LLC · CRB Group, Inc.
Year founded2008
Headquarters / registered countryFort Lee, United States
Websitewww.crossriver.com
Last checked11.11.2026

According to its official website, Cross River Bank is an FDIC member bank founded in 2008 with a new bank charter and based in Fort Lee, New Jersey; it describes itself as a financial infrastructure platform that combines the supervision and compliance framework of a bank with the product approach of a technology company. The site says its partnerships, which began with GreenSky in 2010, now cover more than 100 technology partners, including Coinbase, Stripe, Plaid, Visa and X. Through its proprietary real-time banking core, the Cross River Operating System (COS), it offers FDIC-insured accounts, ACH, wire, RTP and FedNow instant payments, international payments, card payments, debit, credit and prepaid card issuing, stablecoin payments and digital asset on/off ramps, as well as marketplace lending programs. Its Commercial Banking Group provides commercial real estate, construction, healthcare and SBA loans, and personal checking, savings and certificate of deposit accounts are opened at its Teaneck (NJ) and Wilmington (DE) branches. The group's investment bank, CRB Securities, LLC, a FINRA and SIPC member broker-dealer, advises fintech companies on capital raising, private placements, mergers and acquisitions and securitisation. This information is the company's own statement.

Account Details

ACCOUNT TYPESChecking accounts (Money Market, Select Checking) · Tiered-interest savings · Certificates of deposit (CD) · Business accounts · API accounts for partners
MIN. DEPOSIT500 USD (branch certificate of deposit)
PLATFORMSCross River mobile app · Digital business banking · Cross River Operating System (COS) API and sandbox
PRODUCTSChecking and savings accounts · Card issuing and processing · ACH, wire, RTP and FedNow payments · Stablecoin payments · Marketplace lending · Commercial real estate and SBA loans · Investment banking

Licences and regulation

FDIC (United States)

Licence no.FDIC Cert. 58410
Licence holderCross River Bank
ScopeFDIC BankFind: Cross River Bank (Fort Lee, NJ), active, FDIC-insured state bank (FDIC-supervised); insured since 23 Jun 2008; assets $8.5bn (30 Jun 2026).
StatusVerified

SEC (United States)

Licence no.SEC 8-69740 · CRD 283134
Licence holderCRB SECURITIES, LLC
ScopeFINRA BrokerCheck: SEC-registered broker-dealer, FINRA member, approved; FINRA approval 4 Dec 2017, Fort Lee, NJ; registered in 22 states. Investment banking arm of the Cross River group (owned by CRB Group, Inc.).
StatusVerified
USER REPORTS

User complaints

User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.

There are no classified user reports for this institution yet.

Sources and verification history

Official company sourcescrossriver.com — homepage, About Us, Personal Banking (rate table 4 Nov 2026), Commercial Banking Group, Branch, Member FDIC and CRB Securities pages, footer
Regulator recordsFDIC BankFind — Cross River Bank, Cert. 58410 (banks.data.fdic.gov, 11 Nov 2026) · FINRA BrokerCheck — CRB SECURITIES, LLC, CRD 283134 (brokercheck.finra.org, 11 Nov 2026)
Company registerVerified source to be added
User feedback sourcesTrustpilot · Şikayetvar · WikiFX · FastBull
Last verified11.11.2026
SAME CATEGORY

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Frequently asked questions

Is Cross River Bank trustworthy?

According to the data, Cross River Bank has 2 verified licences (FDIC, SEC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.

Which licences does Cross River Bank hold?

Licences verified in official registers: FDIC (United States) – FDIC Cert. 58410; SEC (United States) – SEC 8-69740 · CRD 283134.

Are there complaints about Cross River Bank?

No classified user reports about Cross River Bank yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.

How can I file a complaint about Cross River Bank?

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How is the information about Cross River Bank verified and when was it last checked?

Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.

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