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According to its official website, Cross River Bank is an FDIC member bank founded in 2008 with a new bank charter and based in Fort Lee, New Jersey; it describes itself as a financial infrastructure platform that combines the supervision and compliance framework of a bank with the product approach of a technology company. The site says its partnerships, which began with GreenSky in 2010, now cover more than 100 technology partners, including Coinbase, Stripe, Plaid, Visa and X. Through its proprietary real-time banking core, the Cross River Operating System (COS), it offers FDIC-insured accounts, ACH, wire, RTP and FedNow instant payments, international payments, card payments, debit, credit and prepaid card issuing, stablecoin payments and digital asset on/off ramps, as well as marketplace lending programs. Its Commercial Banking Group provides commercial real estate, construction, healthcare and SBA loans, and personal checking, savings and certificate of deposit accounts are opened at its Teaneck (NJ) and Wilmington (DE) branches. The group's investment bank, CRB Securities, LLC, a FINRA and SIPC member broker-dealer, advises fintech companies on capital raising, private placements, mergers and acquisitions and securitisation. This information is the company's own statement.
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According to the data, Cross River Bank has 2 verified licences (FDIC, SEC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.
Licences verified in official registers: FDIC (United States) – FDIC Cert. 58410; SEC (United States) – SEC 8-69740 · CRD 283134.
No classified user reports about Cross River Bank yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.
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Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.