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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

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● Statement
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Cumberland Building Society

Bank · United Kingdom

About the company

Legal company nameCumberland Building Society
Year founded1850
Headquarters / registered countryCarlisle, United Kingdom
Websitewww.cumberland.co.uk
Last checked08.10.2026

According to its official website, Cumberland Building Society (The Cumberland) celebrated its 175th anniversary in 2025, is owned by its customers rather than shareholders and invests 100% of its profits back into the business and its people. Its head office is Cumberland House in Carlisle; it says it is Cumbria's largest financial institution with GBP 2.6bn in mortgage lending and GBP 2.8bn in savings balances, operating 31 branches across Cumbria, Lancashire, Northumberland and south-west Scotland. It offers current accounts (Cumberland Plus, Day 2 Day, Freedom Apprentice), instant access, fixed rate, regular and children's savings, Cash ISAs, mortgages (first-time buyer, home mover, remortgage, retirement, self-employed), business banking, buy-to-let, holiday let and commercial mortgages, and insurance. The Cumberland Instant Access account requires a minimum balance of GBP 1. Internet banking and the Cumberland Mobile Banking app are available. According to the Bank of England list and the FCA register, it is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible deposits are protected up to a total of GBP 120,000 by the FSCS. This information is the company's own statement.

Account Details

ACCOUNT TYPESCurrent account · Savings account · Cash ISA · Children's account · Business account · Mortgage
MIN. DEPOSITGBP 1 (Cumberland Instant Access)
PLATFORMSInternet banking · Cumberland Mobile Banking app
PRODUCTSCurrent accounts · Savings · Cash ISA · Mortgages · Business banking · Commercial, buy-to-let and holiday let mortgages · Insurance

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 106074
Licence holderCumberland Building Society
ScopeBuilding society authorised by the PRA according to the Bank of England building societies list of 1 Oct 2026; listed in the FCA register under Cumberland Building Society (FRN 106074), regulated by the FCA and the PRA.
StatusVerified

Sources and verification history

Official company sourcescumberland.co.uk — homepage, About, Instant savings pages, footer
Regulator recordsBank of England PRA list of building societies (1 Oct 2026) · FCA — Cumberland Building Society, FRN 106074 (register.fca.org.uk)
Company registerCompany registry details not stated on the site
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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