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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Curve

E-money institution · United Kingdom

About the company

Legal company nameCurve UK Limited · Curve Europe UAB · Curve Credit Limited
Year founded—
Headquarters / registered countryLondra, United Kingdom
Websitewww.curve.com
Last checked08.10.2026

According to its official website, Curve is a payment app that combines all of a user's bank cards into a single secure digital wallet (Curve Pay). Users can move purchases to another card up to 120 days afterwards (Go Back in Time®), save on foreign exchange fees when spending abroad, earn cashback and automatically switch to a backup card when a payment is declined; Curve Flex instalments, PayPal integration, wearables such as smartwatches and payment rings, a physical card and ATM withdrawals are also offered. Plans include Curve Pay, Curve Pay X, Curve Pay Pro and Curve Pay Pro+. The site states that Curve is regulated across the UK and the European Economic Area and serves over 6 million customers. In the UK the card and e-money are issued by Curve UK Limited (FRN 900926), authorised by the FCA to issue electronic money; in the EEA they are issued by Curve Europe UAB, licensed by the Bank of Lithuania. Curve Flex is provided in the UK by Curve Credit Limited. This information is the company's own statement.

Account Details

ACCOUNT TYPESPersonal · Curve Pay, Curve Pay X, Curve Pay Pro and Curve Pay Pro+ plans
MIN. DEPOSITNot stated
PLATFORMSCurve Pay mobile app (iOS, Android) · Physical card · Wearables
PRODUCTSCard-aggregating digital wallet · Go Back in Time® · Foreign exchange fee savings · Cashback · Curve Flex instalments · ATM withdrawals

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 900926
Licence holderCurve UK Limited
ScopeListed in the FCA register as an Authorised Electronic Money Institution under Curve UK Limited (FRN 900926) since 9 Dec 2019.
StatusVerified

Bank of Lithuania (Lithuania)

Licence no.LB002003
Licence holderCurve Europe, UAB
ScopeListed in the Bank of Lithuania register under Curve Europe, UAB with an electronic money institution licence (LB002003) valid since 22 Oct 2020; the site cites it as "No. 73". The register shows a fine of €22,500 dated 29 Oct 2025.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: August 2026 – October 2026

  • Account / trading conditions: 59
  • Identity verification: 14
  • Withdrawal / payment: 9
  • Customer support: 7
  • Other: 5
  • Bonus / promotion: 1

No. 106 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 52. · Identity verification: 36. · Withdrawal / payment: 285. · Customer support: 183. · Other: 155. · Bonus / promotion: 102.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on Curve's Trustpilot page (95) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Curve name are left out. Across the complaints, indefinite card and account blocks, failed identity verification and unreachable customer support stand out.

Sources and verification history

Official company sourcescurve.com — homepage, plans and footer (legal information)
Regulator recordsFCA — Curve UK Limited, FRN 900926 (register.fca.org.uk) · Bank of Lithuania — Curve Europe, UAB, LB002003 (lb.lt)
Company registerCompanies House — Curve UK Limited, company no 09523903
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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