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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Cynergy Bank

Bank · United Kingdom

About the company

Legal company nameCynergy Bank Plc
Year founded1955
Headquarters / registered countryLondon, United Kingdom
Websitewww.cynergybank.co.uk
Last checked08.10.2026

According to its official website, Cynergy Bank is a London-based UK bank that has operated in the United Kingdom since 1955 and describes itself as a "human-digital bank". The bank serves start-up and growing SMEs, family-run businesses, private banking clients and savers. For individuals it offers an Online Easy Access account, an Online ISA, fixed and variable rate Cash ISAs, a notice account and a fixed rate bond; the Online Easy Access account can be opened with GBP 1. Businesses are offered current, savings, notice and fixed-term accounts, a solicitor's client account and FX and payment services, while property and bridging finance is provided under the Cynergy Business Finance brand. Services are used through online banking and a mobile app. The site says eligible deposits are protected up to GBP 120,000 by the UK's deposit guarantee scheme, the FSCS. According to the Bank of England list and the FCA register, Cynergy Bank Plc is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Account Details

ACCOUNT TYPESSavings account · ISA · Notice account · Fixed rate bond · Business current account · Private banking
MIN. DEPOSITGBP 1 (Online Easy Access account)
PLATFORMSOnline banking · Mobile app
PRODUCTSSavings · ISAs · Business banking · Property and bridging finance · Private banking · FX and payments

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 575105
Licence holderCynergy Bank Plc
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Cynergy Bank Plc (FRN 575105), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: October 2025 – October 2026

  • Account / trading conditions: 33
  • Withdrawal / payment: 23
  • Customer support: 19
  • Identity verification: 17
  • Other: 6

No. 71 for most complaints among 520 institutions.

RANK BY TOPIC — Account / trading conditions: 112. · Withdrawal / payment: 109. · Customer support: 44. · Identity verification: 16. · Other: 89.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on the Cynergy Bank Trustpilot page (98) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Cynergy Bank name are left out. Across the complaints, login and app problems, delayed ISA transfers and maturity payouts, account applications stuck in review for weeks and unreachable customer service stand out.

Sources and verification history

Official company sourcescynergybank.co.uk — homepage, About us, Company performance, Online Easy Access Account, footer
Regulator recordsBank of England PRA bank list (1 Oct 2026) · FCA — Cynergy Bank Plc, FRN 575105 (register.fca.org.uk)
Company registerCompanies House — Cynergy Bank Plc, company no 04728421
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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