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PAYMENT INSTITUTIONTravelex

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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

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● Statement
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Darling Downs Bank

Bank · Australia

About the company

Legal company nameWarwick Credit Union Ltd
Year founded1968
Headquarters / registered countryWarwick, Australia
Websitewww.ddbank.com.au
Last checked09.10.2026

According to its official website, Darling Downs Bank is the trading name of Warwick Credit Union Ltd and presents itself as a customer-owned financial institution. The site states that it was formerly Warwick Gympie Dalby Credit Union, that its network grew from Gympie in 1968, Warwick in 1970, Killarney in 1983, Allora in 1992, Inglewood in 2002 and Dalby in 2006, and that it became Darling Downs Bank on 1 September 2025. It is headquartered in Warwick, Queensland. The site says it has more than 8,500 member-customers, almost 50 staff and more than AUD 500 million in assets. It offers Choice, Pensioner Choice, Cash Manager Online, Cash Manager Plus, Smart Saver and Christmas Club accounts, term deposits of 1 to 24 months from AUD 2,000 and Farm Management Deposit accounts, and provides home, investment, personal, car, rural and business loans, business overdrafts, EFTPOS merchant facilities and international transfers. The site states that it holds a full banking licence, is supervised by APRA and ASIC, and provides the government deposit guarantee of up to AUD 250,000 per individual. This information is the company's own statement.

Account Details

ACCOUNT TYPESChoice · Pensioner Choice · Cash Manager Online · Cash Manager Plus · Smart Saver · Christmas Club · Term deposit · Farm Management Deposit · Business accounts
MIN. DEPOSIT2,000 AUD (term deposit)
PLATFORMSOnline banking · Mobile app · Osko · Apple Pay · Google Pay · BPAY
PRODUCTSDeposit and savings accounts · Term deposits · Home, investment, personal, car, rural and business loans · Business overdrafts · EFTPOS merchant facilities · International transfers

Licences and regulation

ASIC (Australia)

Licence no.AFSL 240556
Licence holderWARWICK CREDIT UNION LTD
ScopeAFS licence held since 1 Mar 2004. According to ASIC's record, authorised to advise on and deal in deposit and payment products (basic and other deposits, non-cash payments), general insurance and life risk insurance limited to consumer credit insurance, for retail and wholesale clients.
StatusVerified

Sources and verification history

Official company sourcesddbank.com.au — homepage, About Us, Our History, Savings Accounts & Term Deposits, Term Deposits pages, footer (legal information)
Regulator recordsASIC — WARWICK CREDIT UNION LTD, AFSL 240556 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Company registerABN 98 087 651 116 (ABN Lookup)
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified09.10.2026

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