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Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Equals

E-money institution · United Kingdom

About the company

Legal company nameEquals Money International Limited · Equals Money PLC · Equals Money UK Limited · PayrNet Limited
Year founded—
Headquarters / registered countryLondon, United Kingdom
Websiteequalsmoney.com
Last checked08.10.2026

According to its official website, Equals is a global payments and embedded finance platform of Equals Group Limited that helps businesses move, manage and control money. Services cover international payments and FX, multi-currency accounts with virtual IBANs, virtual and physical Mastercard expense cards, card issuing, embedded payments through APIs and white-label solutions, treasury tools such as fixed rates, and USDC off-ramp to fiat; it serves businesses such as accountancy firms, fintechs, neobanks, schools and tour operators. Business, Business Plus and Enterprise plans are offered; a one-off fee of 10 GBP is stated for a physical card. The site says the group works through five UK companies separately authorised by the FCA: the payment institutions Equals Money PLC, Equals Money UK Limited and Roqqett Limited, and the electronic money institutions Equals Money International Limited (which issues Equals cards) and PayrNet Limited, which serves Railsr customers. The head office is at Vintners' Place, London. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness clients (Business, Business Plus, Enterprise)
MIN. DEPOSITNot stated
PLATFORMSWeb platform · API
PRODUCTSInternational payments and FX · Multi-currency account and virtual IBAN · Expense cards · Card issuing · Embedded payments and white label · Treasury tools

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 900493
Licence holderEQUALS MONEY INTERNATIONAL LIMITED
ScopeListed in the FCA register as an Authorised Electronic Money Institution under EQUALS MONEY INTERNATIONAL LIMITED (FRN 900493) since 21 May 2018.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 488396
Licence holderEquals Money PLC
ScopeListed in the FCA register as an Authorised Payment Institution under Equals Money PLC (FRN 488396) since 31 May 2018.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 504547
Licence holderEquals Money UK Limited
ScopeListed in the FCA register as an Authorised Payment Institution under Equals Money UK Limited (FRN 504547) since 27 Jun 2018.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 900594
Licence holderPayrNet Limited
ScopeListed in the FCA register as an Authorised Electronic Money Institution under PayrNet Limited (FRN 900594) since 3 May 2018.
StatusVerified

FCA (United Kingdom)

Licence no.FRN 925174
Licence holderRoqqett Ltd
ScopeListed in the FCA register as an Authorised Payment Institution under Roqqett Ltd (FRN 925174) since 24 Jul 2020.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: July 2022 – October 2026

  • Account / trading conditions: 8
  • Withdrawal / payment: 6
  • Other: 6
  • Customer support: 5
  • Identity verification: 2

No. 301 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Account / trading conditions: 304. · Withdrawal / payment: 321. · Other: 139. · Customer support: 216. · Identity verification: 222.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Equals' Trustpilot page (27) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Equals name are left out. Across the complaints, problems after the platform migration, fees and exchange rates, funds held during compliance checks and unanswered support requests stand out.

Sources and verification history

Official company sourcesequalsmoney.com — homepage, regulated products and services, pricing
Regulator recordsFCA — EQUALS MONEY INTERNATIONAL LIMITED, FRN 900493 · Equals Money PLC, FRN 488396 · Equals Money UK Limited, FRN 504547 · PayrNet Limited, FRN 900594 · Roqqett Ltd, FRN 925174 (register.fca.org.uk)
Company registerCompanies House — EQUALS MONEY INTERNATIONAL LIMITED, company no 09558664, incorporated 23 Apr 2015 · Equals Money PLC, company no 05539698
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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