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Evolve Bank & Trust

Bank · United States

About the company

Legal company nameEvolve Bank & Trust · Evolve Bancorp, Inc.
Year founded1925
Headquarters / registered countryWest Memphis, United States
Websitewww.getevolved.com
Last checked11.11.2026

According to its official website, Evolve Bank & Trust was founded as First State Bank in Parkin, Arkansas, on 5 June 1925, was acquired in 2005 by an investor group led by Scot Lenoir, gained trust powers and took its current name; it serves 8 communities across eastern Arkansas and western Tennessee and has a banking centre in Memphis. The site says the bank combines a century of traditional banking experience with financial technology and, since 2017, has followed an Open Banking approach that provides fintech partners with real-time payments, Banking-as-a-Service, card issuing and compliance support through APIs. Personal customers are offered eFreedom, eLife and eUniversity checking accounts (opened with $100), savings, money market and high-yield savings accounts, certificates of deposit and IRAs; businesses get online banking, business loans, Physicians Capital and SBA loans; conventional, FHA, VA, USDA and jumbo home loans are also offered. According to the Disclosures page, the bank and its non-bank affiliates are subsidiaries of Evolve Bancorp, and banking products are offered through Evolve Bank & Trust, an FDIC member. This information is the company's own statement.

Account Details

ACCOUNT TYPESeFreedom, eLife and eUniversity Checking · Savings and money market accounts · Certificates of deposit and IRAs · Business accounts
MIN. DEPOSIT100 USD (eFreedom and eLife Checking)
PLATFORMSEvolve Digital Banking app · Online banking · Open Banking API
PRODUCTSChecking and savings accounts · Certificates of deposit and IRAs · Debit card · Personal loans · Mortgages · Business and SBA loans · Trust services · Card issuing and acquiring · BaaS accounts

Licences and regulation

FDIC (United States)

Licence no.FDIC Cert. 1299
Licence holderEvolve Bank & Trust
ScopeFDIC BankFind: Evolve Bank & Trust (West Memphis, AR), active, FDIC-insured state member bank (FED-supervised); insured since 1 Jan 1934; assets $1.2bn (30 Jun 2026).
StatusVerified
USER REPORTS

User complaints

User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.

There are no classified user reports for this institution yet.

Sources and verification history

Official company sourcesgetevolved.com — homepage, About, Our Story, Disclosures, Personal Banking › Checking pages, footer
Regulator recordsFDIC BankFind — Evolve Bank & Trust, Cert. 1299 (banks.data.fdic.gov, 11 Nov 2026)
Company registerVerified source to be added
User feedback sourcesTrustpilot · Şikayetvar · WikiFX · FastBull
Last verified11.11.2026
SAME CATEGORY

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Frequently asked questions

Is Evolve Bank & Trust trustworthy?

According to the data, Evolve Bank & Trust has 1 verified licence (FDIC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.

Which licences does Evolve Bank & Trust hold?

Licences verified in official registers: FDIC (United States) – FDIC Cert. 1299.

Are there complaints about Evolve Bank & Trust?

No classified user reports about Evolve Bank & Trust yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.

How can I file a complaint about Evolve Bank & Trust?

Use the "File a Complaint" button on this page to open the form; the institution is preselected. Describe the issue, the date and attach any supporting documents. The complaint is reviewed by our team, published if eligible and forwarded to the institution; with the tracking link you receive, you can follow the process and the institution’s reply.

How is the information about Evolve Bank & Trust verified and when was it last checked?

Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.

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