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Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Excel Currencies

Payment institution · United Kingdom

About the company

Legal company nameExcel Currencies Limited
Year founded2004
Headquarters / registered countryDartford, United Kingdom
Websitewww.excelcurrencies.com
Last checked08.10.2026

According to its official website, Excel Currencies is a company based in Dartford (Kent) that has provided international money transfers and foreign exchange to individuals and businesses since 2004. The site says it is a fully Authorised Payment Institution with the FCA (FRN 911228), is registered with HMRC as a money services business (MSB No 12190705), and is a member of the Money Transfers Association (MTA) and the Association of International Property Professionals (AIPP). Transfers for purposes such as buying property abroad, emigrating, tuition fees and sending money to family can be made with regular payment, spot, forward contract and market order options, online, by phone, by email or in person. Personal customers are not charged a transfer fee, and business customers receive tailored currency packages through an account manager. The site cites 40,000 registered clients, 200,000 payments and transfers to more than 135 countries, and lists phone lines in Spain, Ireland, Australia, Portugal, France and Cyprus. Funds are said to be held in safeguarding client accounts. According to Companies House, the company was incorporated in 2004. This information is the company's own statement.

Account Details

ACCOUNT TYPESIndividual customers · Businesses
MIN. DEPOSITNot stated
PLATFORMSOnline platform · Phone · Email
PRODUCTSInternational money transfer · Spot and forward currency deals · Market order · Corporate FX payments for businesses

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 911228
Licence holderExcel Currencies Limited
ScopeListed in the FCA register as an Authorised Payment Institution under Excel Currencies Limited (FRN 911228) since 28 Nov 2019.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: September 2018 – October 2026

  • Customer support: 1
  • Withdrawal / payment: 1
  • Account / trading conditions: 1

No. 453 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Customer support: 341. · Withdrawal / payment: 415. · Account / trading conditions: 422.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Excel Currencies' Trustpilot page (3) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Excel Currencies name are left out. Across the complaints, an unreachable account manager, a payment sent to the wrong account, and rates seen as worse than competitors stand out.

Sources and verification history

Official company sourcesexcelcurrencies.com — homepage and footer, About Us, Fees
Regulator recordsFCA — Excel Currencies Limited, FRN 911228 (register.fca.org.uk)
Company registerCompanies House — EXCEL CURRENCIES LIMITED, company no 05171054, incorporated 5 Jul 2004
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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