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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

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● Statement
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Experian ReFi

Payment institution · United Kingdom

About the company

Legal company nameExperian ReFi Solutions Limited
Year founded—
Headquarters / registered countryNottingham, United Kingdom
Websitewww.experian.co.uk
Last checked08.10.2026

According to its official website, Experian ReFi is the Experian group's Direct Settlement Service with ReFi™ technology offered to lenders. The service helps consumers consolidate debts held with several providers into a single loan: it confirms the products a customer holds, pays settlement balances to creditors and closes the legacy accounts, so that the lender only needs to assess the new loan. The site says the ReFi payments engine is built on a safeguarding account provided by one of the 'big 5' UK high street banks, with money remittance and payment execution services built on it, that settlement balances can be returned from more than 30,000 credit products, and that more than 70 million GBP of debt consolidation loans had been enabled as of May 2025. ReFi is described as an FCA Authorised Payment Institution with debt adjustment and debt administration permissions; the licence holder is Experian ReFi Solutions Limited (formerly Paylink Solutions Limited). The head office is in Nottingham. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness clients (lenders)
MIN. DEPOSITNot stated
PLATFORMSNot stated
PRODUCTSDebt settlement payments · Money remittance · Verification of existing credit products · Closure of legacy accounts

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 767995
Licence holderEXPERIAN REFI SOLUTIONS LIMITED
ScopeListed in the FCA register as an Authorised Payment Institution under EXPERIAN REFI SOLUTIONS LIMITED (FRN 767995) since 18 May 2018.
StatusVerified

Sources and verification history

Official company sourcesexperian.co.uk — ReFi Direct Settlement Service product page and footer
Regulator recordsFCA — EXPERIAN REFI SOLUTIONS LIMITED, FRN 767995 (register.fca.org.uk)
Company registerCompanies House — EXPERIAN REFI SOLUTIONS LIMITED (formerly PAYLINK SOLUTIONS LIMITED), company no 10318423, incorporated 8 Aug 2016
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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