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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

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● Statement
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FMPay

Payment institution · United Kingdom

About the company

Legal company nameFM Finance Ltd
Year founded2018
Headquarters / registered countryCheltenham, United Kingdom
Websitefmpay.me
Last checked08.10.2026

According to its official website, FMPay is a payments company founded in 2018 by a group of entrepreneurs that builds tools helping online businesses receive and make payments; the services are provided by FM Finance Ltd. The site says FM Finance Ltd is registered under number 11415496 and is authorised by the FCA under the Payment Services Regulations 2017 (FRN 815137). Its main products are Checkout, which offers card acceptance on websites, payment links and QR-code collections (fees from 0.99% + 0.09 GBP per transaction, no monthly or set-up fees, next-day payouts); Payouts, which lets businesses send money instantly to cards over the Mastercard MoneySend network; Remitiva, card-to-card money transfers between the UK and the Eurozone; and Xiva, a client, appointment and payment management app for small businesses. Target sectors are eCommerce and retail, the gig economy, subscriptions, education, professional services and gaming and entertainment; payouts are not made for cryptocurrency and gambling activities. The registered address is Cheltenham Office Park, Cheltenham GL51 6SH. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusinesses (individual users through Remitiva)
MIN. DEPOSITNot stated
PLATFORMSWeb dashboard · API and plugins · Xiva app
PRODUCTSOnline card acceptance · Payment links and QR codes · Instant payouts to cards · Card-to-card money transfer

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 815137
Licence holderFM FINANCE LTD
ScopeListed in the FCA register as an Authorised Payment Institution under FM FINANCE LTD (FRN 815137) since 7 May 2019.
StatusVerified

Sources and verification history

Official company sourcesfmpay.me — homepage and footer, About us, Payouts, Remitiva, Xiva
Regulator recordsFCA — FM FINANCE LTD, FRN 815137 (register.fca.org.uk)
Company registerCompanies House — FM FINANCE LTD, company no 11415496, incorporated 14 Jun 2018
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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