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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

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● Statement
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Hapic

E-money institution · Cyprus

About the company

Legal company nameHapic Limited
Year founded—
Headquarters / registered countryLimassol, Cyprus
Websitewww.hapic.com
Last checked09.10.2026

According to its official website, Hapic is a payment hub for SMEs in the EU and EEA; it states that it provides payment and e-money services that help businesses manage their financial operations securely and efficiently. The site mentions euro transfers to SEPA countries with transparent fees and full tracking, international transfers, low-fee currency exchange, real-time matching of the payee name with the IBAN for SEPA transfers (Verification of Payee) and safeguarding of client funds. Accounts are opened by applying on the website, an onboarding session with a support manager and uploading personal (KYC) and company (KYB) documents to the platform. HAPIC LTD (HE 437449) is an electronic money institution authorised and regulated by the Central Bank of Cyprus (115.1.3.68), with its registered office in Germasogeia, Limassol. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusiness (SMEs)
MIN. DEPOSITNot stated
PLATFORMSOnline platform
PRODUCTSEU account · SEPA transfers · International transfers · Currency exchange · Verification of Payee

Licences and regulation

CBC (Republic of Cyprus)

Licence no.115.1.3.68
Licence holderHapic Limited
ScopeListed in the Central Bank of Cyprus register as an authorised electronic money institution under Hapic Limited (115.1.3.68); licence date 13 Feb 2025.
StatusVerified

Sources and verification history

Official company sourceshapic.com — homepage and footer
Regulator recordsCentral Bank of Cyprus — Hapic Limited, 115.1.3.68 (centralbank.cy)
Company registerCyprus Registrar of Companies — Hapic Limited, HE 437449
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified09.10.2026

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