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The Sydney branch of Taiwan Business Bank (TBB), a Taiwanese bank focused on SME finance that also has a Brisbane branch in Australia; it offers deposits, loans, trade finance and remittances, and holds an ASIC AFS licence.

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BANKTaiwan Cooperative Bank Sydney Branch

The Sydney branch, opened on 20 September 2011, of Taiwan Cooperative Bank, founded in 1946 and owned by Taiwan Cooperative Financial Holding; it offers deposits, loans, trade and remittance services and acts as the bank's AUD clearing bank.

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PAYMENT INSTITUTIONTravelex

The Australian arm of the global foreign exchange brand Travelex, whose roots go back to a first store opened in London in 1976; it sells foreign cash and the multi-currency Travelex Money Card through airport and store networks and holds an ASIC AFS licence.

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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

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● Statement
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Hello Clever

Payment institution · Australia

About the company

Legal company nameHello Clever Pty Ltd
Year founded2021
Headquarters / registered countrySydney, Australia
Websitehelloclever.co
Last checked09.10.2026

According to its official website, Hello Clever is a payments and loyalty platform founded in Sydney in 2021 by Caroline Tran and Gavin Nguyen. The site states that in 2022 the company ran Australia's first consumer-to-business PayTo transaction, in 2024 brought instant cashback to 70,000 physical terminals through a partnership with Tyro Payments, and in 2025 opened hubs in New York, Tokyo, Singapore and Vietnam, secured its AFS licence and achieved direct payment facilitator (PayFac) status with Visa and Mastercard. The platform combines PayID, PayTo, cards and local payment methods in more than 25 currencies in a single integration and uses Clever AI to produce insights from transaction data. According to its Financial Services Guide, Hello Clever Pty Ltd (ABN 69 637 950 497, AFSL 564985) is the issuer of the Hello Clever Platform for merchants, made up of a Payments Account and a multi-currency Treasury Account; funds collected through these accounts can be held, converted, withdrawn and sent to third parties. Under the free Essentials plan in Australia, PayID payments are listed at 0.6% + 70c and Visa/Mastercard at 1.5% + 25c. This information is the company's own statement.

Account Details

ACCOUNT TYPESMerchant accounts: Payments Account and Treasury Account
MIN. DEPOSITNot stated
PLATFORMSMerchant dashboard · Payment gateway integration
PRODUCTSPayment gateway (PayID, PayTo, cards, local payment methods) · Multi-currency Treasury Account · FX conversion · Instant cashback and loyalty campaigns · Clever AI insights

Licences and regulation

ASIC (Australia)

Licence no.AFSL 564985
Licence holderHELLO CLEVER PTY LTD
ScopeAFS licence held since 14 Nov 2025. According to ASIC's record, it is authorised to provide general advice on and deal in foreign exchange contracts and non-cash payment products, and to make a market in foreign exchange contracts, for retail and wholesale clients.
StatusVerified

Sources and verification history

Official company sourceshelloclever.co — homepage, About, Pricing, Financial Services Guide (4 Aug 2026)
Regulator recordsASIC — HELLO CLEVER PTY LTD, AFSL 564985 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Company registerABN 69 637 950 497 (ABN Lookup)
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified09.10.2026

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