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Verify with the source.Wherever possible, information is matched against official registers and primary sources.
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Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Hodge

Bank · United Kingdom

About the company

Legal company nameJulian Hodge Bank Limited
Year founded—
Headquarters / registered countryCardiff, United Kingdom
Websitehodgebank.co.uk
Last checked08.10.2026

According to its official website, Hodge is the trading name of the UK-incorporated Julian Hodge Bank Limited, which says it has served customers for more than 50 years; its registered office is in Cardiff and the bank is 79% owned by the Hodge Foundation. For personal savers it offers an Easy Access account (minimum balance 1 pound), Fixed Rate Bonds and fixed-rate Cash ISAs (minimum 1,000 pounds), managed through online banking. Its mortgages include Resi, Resi Retire, Retirement Interest Only and Holiday Let mortgages, and it provides development and investment finance to professional property developers and investors. In July 2026 the bank announced that it had acquired the business and certain assets of Blue Motor Finance through Hodge MF Limited. The site says eligible deposits are protected by the FSCS up to 120,000 pounds. According to the Bank of England list and the FCA register, Julian Hodge Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Account Details

ACCOUNT TYPESEasy Access savings account · Fixed Rate Bond · Fixed-rate Cash ISA · Mortgage
MIN. DEPOSIT1 GBP (Easy Access)
PLATFORMSOnline banking
PRODUCTSSavings accounts · Cash ISA · Residential mortgages · Later-life mortgages · Property development and investment finance

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 204439
Licence holderJulian Hodge Bank Limited
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Julian Hodge Bank Limited (FRN 204439), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: August 2019 – October 2026

  • Account / trading conditions: 33
  • Withdrawal / payment: 12
  • Customer support: 10
  • Identity verification: 5
  • Other: 3

No. 146 for most complaints among 520 institutions.

RANK BY TOPIC — Account / trading conditions: 112. · Withdrawal / payment: 163. · Customer support: 95. · Identity verification: 90. · Other: 140.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on the Hodge Trustpilot page (63) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Hodge name are left out. Across the complaints, account terms such as savings rate cuts, maturity instructions and declined mortgage applications, delays to matured funds and ISA transfers, and unanswered emails stand out.

Sources and verification history

Official company sourceshodgebank.co.uk — homepage, Hodge (About), Our purpose, Easy Access, Fixed Rate Bonds, Cash ISAs, Account funding, Online banking, Blue Motor Finance announcement, footer
Regulator recordsBank of England PRA list of banks (1 Oct 2026) · FCA — Julian Hodge Bank Limited, FRN 204439 (register.fca.org.uk)
Company registerCompanies House — Julian Hodge Bank Limited, company no 00743437
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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