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Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Moneff

E-money institution · United Kingdom

About the company

Legal company nameSafenetpay Services Company Ltd · Safenetpay ApS
Year founded2016
Headquarters / registered countryLondon, United Kingdom
Websitemoneff.com
Last checked08.10.2026

According to its official website, Moneff is a registered trademark of Safenetpay Services Company Ltd and offers individuals and businesses a multi-currency account opened online. The account can hold GBP, EUR, USD, DKK, NOK, SEK and CHF; it comes with a free Mastercard debit card with up to 2% cashback on card spending (up to £50), international transfers to more than 190 countries in 145 currencies, instant payments across Scandinavia and business cards. On the "Hello, Europe!" tariff for residents of the UK, the EEA and Switzerland, account opening and the monthly fee are free and local outgoing GBP and EUR payments are free up to set limits; the service is used through mobile and web apps. The site states that Safenetpay Services Company Ltd in London is authorised by the FCA as an electronic money institution (FRN 927601) and issues the debit cards, and that Safenetpay ApS in Copenhagen is authorised by the Danish Financial Supervisory Authority as an electronic money institution (FTID 40510). According to notices from Austria's FMA, the Danish authority revoked Safenetpay ApS's licence in 2023 and, after the company's appeal, the case was sent back to the authority for renewed review in 2024. According to Companies House the company was incorporated in 2016. This information is the company's own statement.

Account Details

ACCOUNT TYPESPersonal and business accounts (UK, EEA and Swiss residents)
MIN. DEPOSITNot stated
PLATFORMSMobile app · Web app
PRODUCTSMulti-currency account (GBP, EUR, USD, DKK, NOK, SEK, CHF) · Mastercard debit card with up to 2% cashback · Transfers to more than 190 countries · Instant payments across Scandinavia · Business cards

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 927601
Licence holderSafeNetPay Services Company Limited
ScopeListed in the FCA register as an Authorised Electronic Money Institution under SafeNetPay Services Company Limited (FRN 927601) since 17 Aug 2020.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: February 2023 – October 2026

  • Identity verification: 2
  • Withdrawal / payment: 2

No. 441 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Identity verification: 222. · Withdrawal / payment: 385.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on the Moneff (3) and Safenetpay (1) Trustpilot pages as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Moneff name are left out. Across the complaints, drawn-out or rejected account applications and allegations that funds were held in closed accounts stand out.

Sources and verification history

Official company sourcesmoneff.com (safenetpay.com redirects here) — homepage, pricing section, legal disclosure in the footer
Regulator recordsFCA — SafeNetPay Services Company Limited, FRN 927601 (register.fca.org.uk) · Austrian FMA notices — Safenetpay ApS licence status (fma.gv.at)
Company registerCompanies House — SAFENETPAY SERVICES COMPANY LTD, company no 10259575, incorporated 1 Jul 2016
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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