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M&T Bank

Bank · United States

About the company

Legal company nameManufacturers and Traders Trust Company · M&T Bank Corporation · M&T Securities, Inc. · Wilmington Trust
Year founded1856
Headquarters / registered countryBuffalo, United States
Websitewww.mtb.com
Last checked11.11.2026

According to its official website, M&T Bank is a bank offering personal, business and commercial banking services; the site footer states that M&T Bank is an Equal Housing Lender and Member FDIC (NMLS 381076) and that deposits are FDIC-insured. Personal customers are offered EZChoice Checking with no monthly maintenance charge and no minimum balance, the checkless MyWay Banking and the interest-bearing MyChoice Plus accounts; M&T Preferred Money Market, M&T Premium Savings, Relationship Savings, M&T Starter Savings for under-18s and certificates of deposit; and the M&T Visa Signature and M&T Visa Credit Card with Rewards credit cards. The M&T Mobile Banking app provides Zelle payments, mobile check deposit, immediate availability with M&T Flash Funds, M&T Money Smart budgeting tools and card locking. Commercial clients are offered deposits, financing, treasury management, merchant services, commercial cards, investment banking and real estate lending; wealth management and institutional services are provided by Wilmington Trust, a member of the M&T family. Securities products and services are offered through M&T Securities, Inc., member FINRA/SIPC; bank employees working under the Wilmington Advisors @ M&T brand are registered representatives of LPL Financial. According to the FDIC BankFind record the bank's legal name is Manufacturers and Traders Trust Company, established in 1856 in Buffalo, New York, a Federal Reserve member bank with 960 offices. This information is the company's own statement.

Account Details

ACCOUNT TYPESEZChoice Checking · MyWay Banking · MyChoice Plus · Preferred Money Market · Premium, Relationship and Starter Savings · CDs · Credit cards · Business accounts
MIN. DEPOSITNot stated
PLATFORMSM&T Mobile Banking app · M&T online banking · M&T Treasury Center and CentreSuite (commercial)
PRODUCTSChecking and savings accounts · Credit cards · Consumer and commercial loans · Treasury management and merchant services · Investment banking (M&T Securities) · Wealth management (Wilmington Trust)

Licences and regulation

FDIC (United States)

Licence no.FDIC Cert. 588
Licence holderManufacturers and Traders Trust Company
ScopeFDIC BankFind: Manufacturers and Traders Trust Company (Buffalo, NY), active, FDIC-insured state member bank (FED-supervised); insured since 1 Jan 1934; assets $218.8bn (30 Jun 2026).
StatusVerified

SEC (United States)

Licence no.SEC 8-35185 · CRD 17358
Licence holderM&T Securities, Inc.
ScopeFINRA BrokerCheck: SEC-registered broker-dealer, FINRA member, approved; FINRA approval 14 Mar 1986, Baltimore, MD; registered in 24 states; disclosures: 6 regulatory event, 1 arbitration, 1 bond. Group entity providing the securities services on the site; shareholder M&T Bank Corporation.
StatusVerified
USER REPORTS

User complaints

User reports found online are classified by topic. The reports are compiled from records on Trustpilot, WikiFX, Şikayetvar and FastBull, and one person's records count once.

There are no classified user reports for this institution yet.

Sources and verification history

Official company sourcesmtb.com — homepage and footer, About Us, Checking Accounts, Savings & CDs, Credit Cards, Mobile Banking, Business, Commercial and Investment Banking pages (M&T Securities disclosure); App Store: M&T Mobile Banking (M&T Bank) app page
Regulator recordsFDIC BankFind — Manufacturers and Traders Trust Company, Cert. 588 (banks.data.fdic.gov, 11 Nov 2026) · FINRA BrokerCheck — M&T Securities, Inc., CRD 17358 (brokercheck.finra.org, 11 Nov 2026)
Company registerVerified source to be added
User feedback sourcesTrustpilot · Şikayetvar · WikiFX · FastBull
Last verified11.11.2026
SAME CATEGORY

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Frequently asked questions

Is M&T Bank trustworthy?

According to the data, M&T Bank has 2 verified licences (FDIC, SEC); there are no classified user reports yet. This page does not express an opinion; licence records come from official registers and reports from sourced records.

Which licences does M&T Bank hold?

Licences verified in official registers: FDIC (United States) – FDIC Cert. 588; SEC (United States) – SEC 8-35185 · CRD 17358.

Are there complaints about M&T Bank?

No classified user reports about M&T Bank yet. Sources: Trustpilot, Şikayetvar, WikiFX, FastBull.

How can I file a complaint about M&T Bank?

Use the "File a Complaint" button on this page to open the form; the institution is preselected. Describe the issue, the date and attach any supporting documents. The complaint is reviewed by our team, published if eligible and forwarded to the institution; with the tracking link you receive, you can follow the process and the institution’s reply.

How is the information about M&T Bank verified and when was it last checked?

Licence records are checked against official registers (last verification 11.11.2026). Complaint records are re-scanned every month on Trustpilot, Şikayetvar, WikiFX, FastBull. The institution’s details were last checked on 11.11.2026.

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