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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

OakNorth

Bank · United Kingdom

About the company

Legal company nameOakNorth Bank plc
Year founded2015
Headquarters / registered countryLondon, United Kingdom
Websiteoaknorth.co.uk
Last checked08.10.2026

According to its official website, OakNorth is a London-based bank founded by entrepreneurs Rishi Khosla and Joel Perlman; the site says that since 2015 it has provided over GBP 15bn in funding, helping create 70,000 new jobs and 40,500 new homes. Its registered office is at 57 Broadwick Street, London. It offers growing businesses loans from GBP 1 million to tens of millions in sectors such as real estate, senior living, hospitality, education and speciality finance, a business current account, cards, payments and business savings and notice accounts; for personal customers it offers easy access, fixed term and notice savings accounts, cash ISAs and a Junior Cash ISA. Fixed term and notice savings accounts and the Junior Cash ISA can be opened from GBP 1, and accounts are managed through the website and the OakNorth mobile app. According to the Bank of England list and the FCA register, OakNorth Bank plc is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. The site says eligible deposits are protected by the FSCS up to GBP 120,000. This information is the company's own statement.

Account Details

ACCOUNT TYPESPersonal savings account · ISA · Junior Cash ISA · Business current account · Business savings account
MIN. DEPOSITGBP 1 (Fixed Term savings account)
PLATFORMSWebsite · OakNorth mobile app
PRODUCTSSavings accounts · Cash ISAs · Business loans · Business current account · Cards and payments

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 629564
Licence holderOakNorth Bank plc
ScopeAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under OakNorth Bank plc (FRN 629564), regulated by the FCA and the PRA.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: January 2025 – October 2026

  • Account / trading conditions: 48
  • Withdrawal / payment: 20
  • Customer support: 14
  • Other: 9
  • Identity verification: 3
  • Bonus / promotion: 3

No. 74 for most complaints among 520 institutions.

RANK BY TOPIC — Account / trading conditions: 70. · Withdrawal / payment: 119. · Customer support: 62. · Other: 59. · Identity verification: 117. · Bonus / promotion: 52.

SOURCES REVIEWED

The complaint distribution is based on the latest 1-star reviews on the OakNorth Trustpilot page (97) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the OakNorth name are left out. Across the complaints, interest rate cuts, allegations of delayed ISA transfers and withdrawals, and app login problems stand out.

Sources and verification history

Official company sourcesoaknorth.co.uk — homepage, About, Personal savings, Business banking, Business loans, footer
Regulator recordsBank of England PRA bank list (1 Oct 2026) · FCA — OakNorth Bank plc, FRN 629564 (register.fca.org.uk)
Company registerCompanies House — OakNorth Bank plc, company no 08595042
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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