ForexQ.com
FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
RECENTLY ADDED

Recently Added Institutions

The latest institution profiles added to ForexQ.com.

INSTITUTIONAL LIQUIDITY PROVIDERDRW

DRW Global Markets Ltd (FRN 746273) is the London-based, FCA-authorised company of the Chicago-based DRW group, which provides liquidity to institutional counterparties in ETFs, cryptoassets, fixed income, currencies and commodities.

Open profile →
INSTITUTIONAL LIQUIDITY PROVIDEREdgewater Markets

London-based, FCA-authorised Edgewater Markets Limited (FRN 988539) offers banks, asset managers and brokers FX, NDF and precious metals liquidity via its EdgeFX platform and does not serve retail clients.

Open profile →
BROKERAGE FIRMEdiphy

London-based, FCA-authorised Ediphy Markets Ltd (FRN 823631) offers institutional clients multi-venue execution in bonds, interest rate swaps and inflation products via fairEx, together with data and analytics services.

Open profile →
INSTITUTIONAL CRYPTO DERIVATIVES DEALEREnhanced Digital Group

London-based, FCA-authorised Enhanced Digital Group UK Limited (FRN 994619) offers institutions bespoke structured derivatives on digital assets and acts as principal counterparty.

Open profile →
BROKERAGE FIRMFCS Capital Markets

London-based, FCA-authorised FCS Capital Markets Ltd (FRN 772626) offers professional clients equity, derivatives and bond execution as well as AMC and securitisation structures, and does not serve retail clients.

Open profile →
INVESTMENT PLATFORMFidelity International

Fidelity International's UK personal investing platform offers funds, shares, ETFs, ISAs and SIPPs through FCA-authorised Financial Administration Services Limited (FRN 122169).

Open profile →
HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

Optimal Currency

Payment institution · United Kingdom

About the company

Legal company nameOptimal Currency Limited
Year founded2018
Headquarters / registered countryThame, United Kingdom
Websiteoptimalcurrency.co.uk
Last checked08.10.2026

According to its official website, Optimal Currency is a British currency exchange and international money transfer company founded in 2018 by David Worthington, Charlotte Worthington and Robert Ingleby, with an emphasis on personal service. It serves individuals buying or selling property abroad, emigrating, transferring pensions or sending money to family, and companies with import and export payments, overseas payroll and currency risk management. The service is run through a personal currency broker; spot contracts, forward contracts of up to two years and limit and stop-loss orders are offered, and it says no transfer fees are charged and SEPA, SEPA Instant, Faster Payments and CHAPS are used. The site says Optimal Currency Limited (company no 11627191) is authorised and regulated by the FCA as an Authorised Payment Institution under the Payment Services Regulations 2017 (FRN 830790), that its foreign exchange services, including forward contracts, are not regulated, and that funds relating to payment services are safeguarded in a segregated account at Banking Circle. The company is a member of AFEP; its registered office is 13 Upper High Street, Thame. This information is the company's own statement.

Account Details

ACCOUNT TYPESIndividual and corporate clients
MIN. DEPOSITNot stated
PLATFORMSOnline account · Personal currency broker (phone)
PRODUCTSInternational money transfer · Spot contracts · Forward contracts · Limit and stop-loss orders

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 830790
Licence holderOPTIMAL CURRENCY LIMITED
ScopeListed in the FCA register as an Authorised Payment Institution under OPTIMAL CURRENCY LIMITED (FRN 830790) since 21 Aug 2019.
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: April 2025 – October 2026

  • Identity verification: 1

No. 492 for most complaints among the 532 institutions with complaint records (918 institutions listed on the site).

RANK BY TOPIC — Identity verification: 269.

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Optimal Currency's Trustpilot page (1) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Optimal Currency name are left out. Across the complaints, the refusal to open an account after anti-money-laundering checks stands out.

Sources and verification history

Official company sourcesoptimalcurrency.co.uk — homepage, About us, Regulatory, Business
Regulator recordsFCA — OPTIMAL CURRENCY LIMITED, FRN 830790 (register.fca.org.uk)
Company registerCompanies House — OPTIMAL CURRENCY LIMITED, company no 11627191, incorporated 17 Oct 2018
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

File a Complaint