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FINANCIAL INSTITUTION INFORMATION PLATFORM

Review verifiable information about forex brokers, banks, fintechs, crypto exchanges and payment providers in one place.

Verify with the source.Wherever possible, information is matched against official registers and primary sources.
When was it checked?We clearly show when each critical piece of data was last checked.
Know the type of information.We classify user complaints, company statements and official records separately.
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HOW IT WORKS

See the level of evidence
on every institution profile.

Instead of ratings, we show the data, its source and its verification status.

  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

The company’s own statements are shown separately from independent verification.

● Statement
← Home

OROPAY

E-money institution · Cyprus

About the company

Legal company nameOro Pay Ltd
Year founded—
Headquarters / registered countryNicosia, Cyprus
Websiteoropay.com
Last checked09.10.2026

According to its official website, OROPAY is an electronic money institution originating from Cyprus and regulated by the Central Bank of Cyprus; it offers private and corporate clients multiple IBAN accounts, plastic and virtual VISA cards, a mobile app, SEPA and SWIFT payments in many currencies including USD, GBP, CHF and EUR, free instant transfers between clients and Google Pay support. It also offers businesses card acceptance with VISA, Mastercard and alternative payment methods, recurring payments and payment links; the site states that the first virtual VISA card and the Basic level account carry no fees and that it is a direct participant in SEPA. OROPAY is the brand of Oro Pay Ltd (licence no. 115.1.3.23/2018), authorised as an electronic money institution under the Electronic Money Law of 2012. This information is the company's own statement.

Account Details

ACCOUNT TYPESPersonal · Business · Basic level account
MIN. DEPOSITNot stated
PLATFORMSOnline account · Mobile app
PRODUCTSIBAN accounts · VISA plastic and virtual cards · SEPA and SWIFT payments · Payment processing (cards and alternative methods) · Recurring payments · Payment links

Licences and regulation

CBC (Republic of Cyprus)

Licence no.115.1.3.23/2018
Licence holderOro Pay Ltd
ScopeListed in the Central Bank of Cyprus register as an authorised electronic money institution under Oro Pay Ltd (115.1.3.23/2018).
StatusVerified

User complaints

User reports found online are classified by topic. The charts show how reports are distributed; the reports are compiled from records on platforms that verify users and screen out fake reviews.

Period reviewed: February 2020 – October 2026

  • Identity verification: 1

VERY LOW — COMPLAINT LEVEL

91% of institutions with complaint records received more complaints than this one.

BY TOPIC — Identity verification: Medium

SOURCES REVIEWED

The complaint distribution is based on the 1-star reviews on Oropay's Trustpilot page (1) records as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the Oropay name are left out. Across the complaints, the rejection of documents during identity verification (KYC) stand out.

Sources and verification history

Official company sourcesoropay.com — homepage, about page, footer
Regulator recordsCentral Bank of Cyprus — Oro Pay Ltd, 115.1.3.23/2018 (centralbank.cy)
Company registerCyprus Registrar of Companies — Oro Pay Ltd, HE 366500
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified09.10.2026

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