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  1. 01Data
  2. 02Source
  3. 03Verification
A

Sample Financial Institution

Broker · United Kingdom

Last checked: 23.09.2026
REGULATIONOfficial record verified

The licence number and scope are matched directly against the regulator’s source.

● Official source
USER FEEDBACKRecurring topics

Topics such as withdrawals, support and trading conditions are grouped by period.

● Verified platform record
COMPANY STATEMENTData disclosed by the company

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● Statement
← Home

PAIO

Payment institution · United Kingdom

About the company

Legal company nameFinthesis Ltd
Year founded2020
Headquarters / registered countryRomford, United Kingdom
Websitepaio.company
Last checked08.10.2026

According to its official website, PAIO is a London-based fintech company specialising in corporate payment solutions that offers businesses an easy-to-use financial platform. The company provides online card acquiring (including Apple Pay and Google Pay), open banking payments, the Polish BLIK payment method and, in partnership with DECTA, UnionPay International card acquiring; it targets freelancers and expats, import and export companies, the IT sector and online businesses. The site says the company is a Mastercard Principal Member and that services are provided by Finthesis Ltd, registered in the United Kingdom under number 12431685 and licensed by the FCA as an Authorised Payment Institution (924263). Clients sign up and use the services through a web portal. The registered address is 2-4 Eastern Road, Imperial Offices, Romford RM1 3PJ; according to Companies House the company was incorporated in 2020. This information is the company's own statement.

Account Details

ACCOUNT TYPESBusinesses (freelancers, import/export, IT and online businesses)
MIN. DEPOSITNot stated
PLATFORMSWeb portal (portal.paio.company)
PRODUCTSOnline card acquiring (Apple Pay, Google Pay) · Open banking payments · BLIK payment method · UnionPay card acquiring

Licences and regulation

FCA (United Kingdom)

Licence no.FRN 924263
Licence holderFinthesis Ltd
ScopeListed in the FCA register as an Authorised Payment Institution under Finthesis Ltd (FRN 924263) since 30 Nov 2020.
StatusVerified

Sources and verification history

Official company sourcespaio.company — homepage (English), product menu, blog announcement (UnionPay/DECTA) and legal notice in the footer (8 Oct 2026)
Regulator recordsFCA — Finthesis Ltd, FRN 924263 (register.fca.org.uk)
Company registerCompanies House — FINTHESIS LTD, company no 12431685, incorporated 29 Jan 2020
User feedback sourcesTrustpilot · Şikayetvar · WikiFX
Last verified08.10.2026

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